CENTURY 21 Edge
$55,000≈$555 /mo all-in ↓

1428 WIGMORE STREET SE, PALM BAY, FL, 32909

Active2 days on marketListed Oct 11, 2026MLS #O6449030

✦ Priced 76% below the PALM BAY 32909 medianPORT MALABAR UNIT 18

About this home

1428 WIGMORE STREET SE

Build your Florida dream home on this desirable lot at 1428 Wigmore St, Palm Bay, FL. Located in a growing area with convenient access to shopping, dining, schools, and major roadways. Zone X offers added peace of mind regarding flood-zone classification. A great opportunity for a future home or investment!

Facts & features

The home at a glance

0.23 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$565/yr

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$555 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$324
FHA mortgage insurance (est.)$24
Property tax — 2025 actual bill$47
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $1,925
Interest rate6.00%
Loan term

Estimated payment

$555/mo

Principal & interest$324
FHA mortgage insurance (est.)$24
Property taxes (actual bill)$47
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Palm Bay

Drive times from this address

Orlando Int’l Airport (MCO)≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Bay. See the full Palm Bay guide →

PALM BAY 32909 — neighborhood snapshot

Population

39,611

Median age

37.9

Median income

$76,708

Median home value

$261,400

Avg household

2.99

Households w/ children

5,283

The numbers that matter

The Palm Bay market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$306K → $330K

Palm Bay median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% below the PALM BAY 32909 median. See the full Palm Bay market guide →

Paper trail

This home's history

Oct 11, 2026Listed at $55,000 · 2 days on market since

Reality check

What actually sold near 1428 WIGMORE STREET SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1661 SANDUSKY STREET SESold · Dec ’25

$270,000

1661 SANDUSKY STREET SE · same community

3 bd · 2 ba · 1,286 sqft · $210/sqft · 150 DOM

1471 PALAU STREET SESold · Aug ’26

$270,000

1471 PALAU STREET SE · same community

3 bd · 2 ba · 1,295 sqft · $208/sqft · 113 DOM

1640 SANDUSKY STREET SESold · Mar ’26

$152,000

1640 SANDUSKY STREET SE · same community

3 bd · 2 ba · 1,728 sqft · $88/sqft · 116 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 1428 WIGMORE STREET SE — start here.

CallText
chad.creech@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1428 WIGMORE STREET SE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1428 WIGMORE STREET SE FAQs

What would the monthly payment be for 1428 WIGMORE STREET SE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $555/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1428 WIGMORE STREET SE?+

The most recent tax bill on record (2025) was $565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Bay?+

At $55,000, this home is listed about 83% below the Palm Bay median of $324,950. The market section on this page shows how the area is trending.

Keep looking

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Listing courtesy of 15 PROPERTIES · Brandon Boyes. MLS #O6449030.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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