12951 DEL LAGO DRIVE, ASTATULA, FL, 34705
Active3 days on marketListed Oct 10, 2026MLS #O6449032
About this home
12951 DEL LAGO DRIVE
Come see this ELEGANT, NEARLY BRAND NEW 2023 BUILT FOUR BEDROOM, ONE STORY HOME STEPS FROM LAKE HARRIS AND THE HARRIS CHAIN OF LAKES! ASSUMABLE MORTGAGE AT 5.75%! This home is located in a small enclave of about 60 homes surrounded by trees and lakes with HUGE HALF ACRE PLUS homesites. There is a PUBLIC BOAT RAMP to LAKE HARRIS just beside the community! The home offers a very open floor plan with formal living and dining areas as enter the home. Then as you enter the kitchen area it flows straight through to the breakfast nook and family room. This home has a great design for entertaining! The master bedroom is tucked away from the other areas for great privacy and is very large with a large bathroom as well. The home is located on a corner home site giving even more space in the back and side yards. There is room to do anything you want in this backyard! This home is located so that you can enjoy the beautiful and vibrant Florida sunsets over Lake Harris in the distance. This home is located in Colina Del Lago and is in an amazing location! Enjoy the small, quiet & quant town tucked amongst lakes and nature with small eateries and Mom and Pop shops close by yet with modern conveniences within easy access as well. You will be located just a few miles from the Florida Turnpike and Hwy 27, just a short drive to the very popular Downtown Mount to enjoy all of the many events and markets that they have, this is a prime location with growth happening in the area yet feels so peacefully tucked away from the hustle and bustle resulting in a very quiet and peaceful community. This home is a must see! Come visit this home in a Warm, Friendly Neighborhood because you are sure to want to stay forever!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,844
Sqft
0.5 ac
Lot size
2
Garage
2023
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,340 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,340/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.7%
$/sqft vs Astatula actives
$216 vs $208
Days on market
3 vs 19 typical
Where $216/sqft sits among the 39 Astatula actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Astatula
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Astatula. See the full Astatula guide →
ASTATULA 34705 — neighborhood snapshot
Population
3,212
Median age
40
Median income
$64,899
Median home value
$241,500
Avg household
2.88
Households w/ children
347
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Astatula market
$308K → $304K
Astatula median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
11 of 39
Astatula actives have cut their price
Median sold price, Astatula, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the ASTATULA 34705 median. See the full Astatula market guide →
Paper trail
This home's history
Reality check
What actually sold near 12951 DEL LAGO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$410,000
12835 DEL LAGO DRIVE · same community
5 bd · 3 ba · 1,984 sqft · $207/sqft · 106 DOM
Sold · Aug ’26$359,900
13291 TULA LOOP
4 bd · 2.5 ba · 1,811 sqft · $199/sqft · 438 DOM
Sold · Apr ’26$343,900
13474 LEAPING WATER WAY
4 bd · 2.5 ba · 1,811 sqft · $190/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 12951 DEL LAGO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12951 DEL LAGO DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12951 DEL LAGO DRIVE FAQs
What would the monthly payment be for 12951 DEL LAGO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,340/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12951 DEL LAGO DRIVE?+
The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12951 DEL LAGO DRIVE?+
The most recent tax bill on record (2025) was $6,234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12951 DEL LAGO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Astatula?+
At $399,000, this home is listed about 19% above the Astatula median of $335,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12951 DEL LAGO DRIVE?+
Tavares Middle School (middle), Tavares High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LORI GILMORE REAL ESTATE LLC · Lori Gilmore. MLS #O6449032.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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