1255 2ND AVENUE, CHULUOTA, FL, 32766
Active2 days on marketListed Oct 14, 2026MLS #O6449594
Come see it
Upcoming open house
Sat, Oct 17
10:00 AM – 2:00 PM
About this home
1255 2ND AVENUE
Assumable loan with remaining mortgage principle at 2.25% available. Located in the peaceful, highly sought-after rural setting in Chuluota. Beautifully maintained, spacious 4-bedroom, 2-bath pool home that offers exceptional versatility and a thoughtful design. Has a custom eat-in kitchen with granite counters and stainless appliances along with a separate formal dining room. The home features ceramic flooring throughout the main living areas and cathedral ceilings throughout the floor plan. The master bedroom includes two large, extended his/her walk-in closets designed for added storage and convenience with the master bath having a stand-up shower along with separate jetted tub for relaxation. Enclosed swimming pool with large entertaining patio area surrounded by mature landscaping and large fire pit in the backyard. Large circular driveway that leads to the garage/shop and sidewalks that wraparound the entire house. Enough room to store your RV and/or boat. Additional detached one-car garage (441 square feet) that includes an air-conditioned loft above the garage with separate entrance which offers a rare and highly functional space large enough to accommodate a vehicle and ideal for hobbies, storage, or a professional workspace while adding value to the property. Outdoor living is enhanced by natural surroundings and nearby Lake Mills Park with community trails that bring a peaceful, nature-rich lifestyle, all while maintaining convenience close to Oviedo amenities. No HOA's! Don’t miss out and schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,063
Sqft
0.73 ac
Lot size
3
Garage
1995
Year built
One
Levels
$330
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,378 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,378/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.3%
$/sqft vs Chuluota actives
$330 vs $288
Days on market
2 vs 45 typical
Where $330/sqft sits among the 17 Chuluota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chuluota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Chuluota. See the full Chuluota guide →
CHULUOTA 32766 — neighborhood snapshot
Population
15,966
Median age
42.2
Median income
$146,215
Median home value
$529,600
Avg household
3.18
Households w/ children
2,393
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Chuluota market
$584K → $707K
Chuluota median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
9 of 17
Chuluota actives have cut their price
Median sold price, Chuluota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the CHULUOTA 32766 median. See the full Chuluota market guide →
Paper trail
This home's history
Reality check
What actually sold near 1255 2ND AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$535,000
665 LAKE MILLS ROAD
3 bd · 2 ba · 2,080 sqft · $257/sqft · 88 DOM
Sold · Aug ’26$530,000
941 MIMOSA DRIVE
3 bd · 2.5 ba · 1,944 sqft · $273/sqft · 3 DOM
Sold · Mar ’26$875,000
331 LAKE LENELLE DRIVE
4 bd · 3 ba · 2,193 sqft · $399/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1255 2ND AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1255 2ND AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1255 2ND AVENUE FAQs
What would the monthly payment be for 1255 2ND AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,378/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1255 2ND AVENUE?+
The most recent tax bill on record (2026) was $3,520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1255 2ND AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Chuluota?+
At $679,999, this home is listed about 6% below the Chuluota median of $725,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1255 2ND AVENUE?+
Walker Elementary School (elementary), Chiles Middle School (middle), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$679,999 runs 13% above the CHULUOTA 32766 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Chuluota market that averages 45 — if it fits, move quickly.
04Strong assigned schools
Walker Elementary School, Chiles Middle School, Hagerty High School — Walker Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SAND DOLLAR REALTY GROUP INC · Robert Arnold, Jr. MLS #O6449594.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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