2521 STOCKTON DRIVE, SANFORD, FL, 32771
Active1 days on marketListed Oct 15, 2026MLS #O6449909
About this home
2521 STOCKTON DRIVE
Inside the gates of Regency Oaks, this townhome opens out back to the one thing buyers can’t add later: a view of the lake. That view is what you’ll see from the screened patio, whether it’s coffee in the morning or the last hour of the day. Inside, the kitchen opens straight to the great room, with solid surface counters, stainless steel appliances and a pantry, so cooking and hosting happen in the same space. The primary suite has walk-in closet space and a bath with dual sinks. An attached garage and an indoor laundry closet take care of the everyday. Regency Oaks is a quiet, well-kept community with code-access gated entry, a community pool, clubhouse, playground and sidewalks throughout, and the HOA covers water, sewer and grounds maintenance. Outside the gate, the 417 and I-4 are minutes away and the 429 is close behind. Seminole Town Center, Super Target, Walmart and a long list of restaurants are right around the corner, with downtown Sanford’s riverfront, the SunRail station, Lake Mary and Orlando Sanford International Airport all a short drive.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,687
Sqft
0.03 ac
Lot size
1
Garage
2006
Year built
Two
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,778 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,778/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.9%
Days on market
1 vs 57 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $380K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2521 STOCKTON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2521 STOCKTON DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2521 STOCKTON DRIVE FAQs
What would the monthly payment be for 2521 STOCKTON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,778/mo — principal and interest, the actual property-tax bill, the $365/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2521 STOCKTON DRIVE?+
The association fee works out to $365 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2521 STOCKTON DRIVE?+
The most recent tax bill on record (2025) was $5,020. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2521 STOCKTON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $289,900, this home is listed about 24% below the Sanford median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2521 STOCKTON DRIVE?+
Markham Woods Middle School (middle), Wilson Elementary School (elementary), Bentley Elementary School (elementary), Idyllwilde Elementary School (elementary), Goldsboro Elementary Magnet (elementary), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SANFORD 32771 market on paper
$289,900 is 15% below the SANFORD 32771 median of $340,000, and at $172/sqft it sits under the Sanford average of $231.
02Fresh on the market
Only 1 day on market in a Sanford market that averages 57 — if it fits, move quickly.
03Strong assigned schools
Markham Woods Middle School, Wilson Elementary School, Bentley Elementary School, Idyllwilde Elementary School, Goldsboro Elementary Magnet, Seminole High School — Wilson Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of SET HOMES REALTY LLC · Ahmad Karain. MLS #O6449909.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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