CENTURY 21 Edge
$12,950$25,000≈$248 /mo all-in ↓

0 NE 135TH TERRACE, FORT MC COY, FL, 32134

Active495 days on marketListed Jun 3, 2025MLS #OM702870

✦ Priced 76% below the FORT MC COY 32134 median✦ Reduced $12KMILL CREEK CAMPSITES #5

About this home

0 NE 135TH TERRACE

Here comes the quiet peaceful living you have been looking for. This property is situated in the Mill Creek Campsites area close to Ocala National Forest but not a far drive back to Ocala for all your shopping, restaurants, movies and much more. The Silver Springs Park is just minutes away where you can enjoy riding in the glass bottom boat. Bring your mobile home and come make this your home away from home.

Facts & features

The home at a glance

0.25 ac

Lot size

Inside

Outside & construction

FacesNortheast

Community & fees

Taxes (2024)$69/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$248 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$76
FHA mortgage insurance (est.)$6
Property tax — 2024 actual bill$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $453Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $453
Interest rate6.00%
Loan term

Estimated payment

$248/mo

Principal & interest$76
FHA mortgage insurance (est.)$6
Property taxes (actual bill)$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Fort Mc Coy

Get to know Fort Mc Coy. See the full Fort Mc Coy guide →

FORT MC COY 32134 — neighborhood snapshot

Population

7,400

Median age

55

Median income

$46,429

Median home value

$145,500

Avg household

2.3

Households w/ children

570

The numbers that matter

The Fort Mc Coy market

Seller’s marketBalanced — 6.0 months of inventoryBuyer’s market

$240K → $120K

Fort Mc Coy median sold, yr/yr

91.6%

Sale-to-list ratio (12 mo)

Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% below the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →

Paper trail

This home's history

CurrentPrice reduced to $12,950 ▼ $12K
Jun 3, 2025Listed at $25,000 · 495 days on market since

Reality check

What actually sold near 0 NE 135TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16461 NE 141ST AVENUESold · Jan ’26

$70,000

16461 NE 141ST AVENUE

1 bd · 1 ba · 616 sqft · $114/sqft · 49 DOM

16376 NE 138TH AVENUESold · Apr ’26

$35,000

16376 NE 138TH AVENUE

2 bd · 1 ba · 672 sqft · $52/sqft · 54 DOM

17053 NE 148TH TERRACESold · Dec ’25

$55,000

17053 NE 148TH TERRACE

2 bd · 2 ba · 792 sqft · $69/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 0 NE 135TH TERRACE — start here.

CallText
angela.rodriguez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 NE 135TH TERRACE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 NE 135TH TERRACE FAQs

What would the monthly payment be for 0 NE 135TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $248/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 NE 135TH TERRACE?+

The most recent tax bill on record (2024) was $69. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort Mc Coy?+

At $12,950, this home is listed about 92% below the Fort Mc Coy median of $160,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the FORT MC COY 32134 market on paper

$12,950 is 76% below the FORT MC COY 32134 median of $55,000.

02Time on market is leverage

495 days on market against a Fort Mc Coy median of 56 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $25,000, now $12,950 — a $12K cut. The full history is in the market section below.

Keep looking

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Listing courtesy of CB/ELLISON RLTY WEST · Luke Brown. MLS #OM702870.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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