Lot 24 SE 136 TERRACE, DUNNELLON, FL, 34431
Active401 days on marketListed Jul 9, 2025MLS #OM705145
About this home
Lot 24 SE 136 TERRACE
Rainbow Lakes Estates and the town of Dunnellon are the perfect place to escape this busy hustle bustle life and is the perfect place to call home. If you are looking for wide open space, you have all you want with Rainbow Lake Estates covering 10,476 acres. There is a private recreation facility with picnic area and a boat launch. There is also a youth center, fitness center and playground. Located at Sea Cliff Park there is basketball, tennis, racquetball and pickleball. Dunnellon is a charming, historical town know for its natural beauty and small town hospitality. It is also home the Rainbow Springs State Park where you can enjoy tubing, swimming, kayaking in its 1st magnitude spring fed waters. Dunnellon is just a short drive to Ocala and Gainesville, providing convenient access to larger city amenities while preserving its slower place of life. Make this property the place you want to build that perfect home.
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$244 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$244/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% below the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near Lot 24 SE 136 TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$119,000
19928 SW FLAMINGO DRIVE · same community
1 bd · 1 ba · 544 sqft · $219/sqft · 96 DOM
Sold · Apr ’26$207,000
24134 NW TAMARIND LANE · same community
3 bd · 2 ba · 1,003 sqft · $206/sqft · 153 DOM
Sold · Mar ’26$205,000
55 SW TREE TOP ROAD · same community
3 bd · 2 ba · 1,003 sqft · $204/sqft · 302 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 24 SE 136 TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 24 SE 136 TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Lot 24 SE 136 TERRACE FAQs
What would the monthly payment be for Lot 24 SE 136 TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $244/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on Lot 24 SE 136 TERRACE?+
The most recent tax bill on record (2024) was $99. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $11,900, this home is listed about 96% below the Dunnellon median of $303,070. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the DUNNELLON 34431 market on paper
$11,900 is 68% below the DUNNELLON 34431 median of $37,100.
02Time on market is leverage
401 days on market against a Dunnellon median of 40 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $13,500, now $11,900 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BLACKHORSE REAL ESTATE LLC · Cheryl Regina. MLS #OM705145.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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