12793 SW 138TH LOOP, DUNNELLON, FL, 34432
Active341 days on marketListed Nov 6, 2025MLS #OM712905
About this home
12793 SW 138TH LOOP
Rarely does an estate opportunity of this character become available in Bel-Lago. One of the last remaining homesites in the West Phase to directly border the 8,000-acre Hálpata Tastanaki Preserve, this exceptional 4.64-acre property offers an extraordinary sense of privacy, surrounded by mature trees, open space, and the quiet beauty of Marion County’s horse country. Direct access to Bel-Lago’s internal trail system places miles of natural beauty just beyond the property, while the preserve provides a protected backdrop that will remain beautifully untouched. Already prepared for its next chapter, the property features painted and treated 3-board paddock fencing (installed in 2025), completed site work and house pad, underground utilities ready for connection, and a full survey. Envision a custom luxury estate designed around the land, with horses, nature, and complete privacy woven into everyday life. Bring your vision, and build the home of your dreams. Within Bel-Lago’s gated setting of private homesites, feature lakes, trails, and more amenities to come, this is a rare opportunity to secure not simply land, but a setting for a legacy. Convenient to Downtown Ocala, I-75, the World Equestrian Center and other premier horse show venues, medical facilities, and more.
Facts & features
The home at a glance
4.64 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,047 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,047/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 132% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 12793 SW 138TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$339,900
11782 SW 140TH STREET
3 bd · 1 ba · 1,082 sqft · $314/sqft · 30 DOM
Sold · Mar ’26$480,000
12180 SW HIGHWAY 200
3 bd · 4.5 ba · 3,635 sqft · $132/sqft · 303 DOM
Sold · Mar ’26$2,100,000
12345 & 12350 SW 140TH LOOP
4 bd · 3.5 ba · 4,447 sqft · $472/sqft · 166 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12793 SW 138TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12793 SW 138TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12793 SW 138TH LOOP FAQs
What would the monthly payment be for 12793 SW 138TH LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,047/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12793 SW 138TH LOOP?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12793 SW 138TH LOOP?+
The most recent tax bill on record (2025) was $2,929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12793 SW 138TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $575,000, this home is listed about 92% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$575,000 runs 132% above the DUNNELLON 34432 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
341 days on market against a Dunnellon median of 66 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS OCALA · Alair Boshela. MLS #OM712905.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunnellon homes, in your inbox
Like 12793 SW 138TH LOOP but not quite? A daily digest of every new listing in Dunnellon — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Elizabeth to ping you on any price or status change →