CENTURY 21 Edge
$255,000$275,0003 bd2 ba1,421 sqft$179 /sqft$1,823 /mo all-in ↓

14805 SW 32ND PLACE, OCALA, FL, 34481

Active238 days on marketListed Dec 13, 2025MLS #OM714925

Reduced $20KNew constructionSingle Family ResidenceRAINBOW PARK UN #2

About this home

14805 SW 32ND PLACE

Brand-New 2025 Construction in Rainbow Park — Exceptional Value in Today’s Market Why pay $20,000+ more for similar new construction when you can own this move-in ready 2025 home at $255,000? This 1,421-square-foot Lily model delivers clean, modern design with no renovation projects, no deferred maintenance, and no outdated finishes — just fresh construction ready for its first owner. Inside, you’ll find luxury vinyl plank flooring throughout — absolutely no carpet — paired with a bright, open layout ideal for everyday living and entertaining. The great room flows seamlessly into the dining area, where French glass doors lead to a covered lanai with epoxy flooring — already shaded and easily customizable for optional screening to match your lifestyle. The kitchen blends function and style with: • Granite countertops • Stainless steel appliances • Soft-close cabinetry • Center island • Walk-in pantry A brand-new refrigerator and stove will be installed at closing. The private primary suite features a walk-in closet and tiled walk-in shower with glass enclosure. Ceiling fans are installed throughout, and the indoor laundry room adds convenience. The two-car garage includes durable epoxy flooring — a premium upgrade not commonly found in this price range. Situated on a 0.24-acre lot with no HOA, this property offers flexibility, space, and long-term value — without the higher price tag seen on comparable new builds nearby. Built in 2025, this home provides years before major systems require replacement, offering peace of mind and lower maintenance costs. Some photos have been virtually staged to demonstrate layout potential. Property is being sold unfurnished. Schedule your showing today and experience why this home delivers one of the strongest value opportunities in Rainbow Park.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,421

Sqft

0.24 ac

Lot size

2

Garage

2025

Year built

One

Levels

$179

Per sqft

Inside

FlooringEpoxy · Luxury Vinyl
AppliancesDishwasher · Exhaust Fan · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Living Room/Dining Room Combo · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorFrench Doors · Irrigation System

Community & fees

Taxes (2025)$591/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Sprinkler Well · Underground Utilities · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,823 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,501
FHA mortgage insurance (est.)$113
Property tax — 2025 actual bill$49
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,925
Interest rate6.00%
Loan term

Estimated payment

$1,823/mo

Principal & interest$1,501
FHA mortgage insurance (est.)$113
Property taxes (actual bill)$49
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $255K
$244KedgeAI estimate $260,548 · range $254K$272K$283K

vs edgeAI estimate

−2.1%

$/sqft vs Ocala actives

$179 vs $187

Days on market

238 vs 52 typical

Where $179/sqft sits among the 400 Ocala actives

162
162 · this home
37
8
9
22
$126–177$177–229$229–280$280–332$332–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 14805 SW 32ND PLACE

Get to know Ocala. See the full Ocala guide →

OCALA 34481 — neighborhood snapshot

Population

25,668

Median age

68.5

Median income

$54,639

Median home value

$213,000

Avg household

1.9

Households w/ children

978

For the school run

Marion County School District

HighDunnellon High School★★★★★
ElementaryDunnellon Elementary School★★★★★
MiddleDunnellon Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

163 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $255,000 $20K
Dec 13, 2025Listed at $275,000 · 238 days on market since
2025Built · RAINBOW PARK UN #2

Reality check

What actually sold near 14805 SW 32ND PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14961 SW 28TH PLACESold · Mar ’26

$245,000

14961 SW 28TH PLACE · same community

3 bd · 2 ba · 1,380 sqft · $178/sqft · 71 DOM

3527 SW 149TH TERRACESold · Aug ’25

$228,000

3527 SW 149TH TERRACE · same community

3 bd · 2 ba · 1,338 sqft · $170/sqft · 34 DOM

14412 SW 31ST PLACESold · Nov ’25

$225,000

14412 SW 31ST PLACE · same community

3 bd · 2 ba · 1,298 sqft · $173/sqft · 59 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14805 SW 32ND PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14805 SW 32ND PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14805 SW 32ND PLACE FAQs

What would the monthly payment be for 14805 SW 32ND PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,823/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14805 SW 32ND PLACE?+

The most recent tax bill on record (2025) was $591. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14805 SW 32ND PLACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $255,000, this home is listed about 15% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14805 SW 32ND PLACE?+

Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$255,000 runs 11% above the OCALA 34481 median.

02Time on market is leverage

238 days on market against a Ocala median of 52 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $275,000, now $255,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of NEXTHOME PROFESSIONAL REALTY · Lori Conklin. MLS #OM714925.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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14805 SW 32ND PLACE, OCALA, FL — 3 Bed, 2 Bath — $255,000 | CENTURY 21 Edge