
TBD (Lot 5) NE 115TH LANE ROAD, FORT MC COY, FL, 32134
Active226 days on marketListed Jan 5, 2026MLS #OM715896
About this home
TBD (Lot 5) NE 115TH LANE ROAD
Circle 'S' Ranch Lot 5 offers 16.12 acres of diverse terrain in the southern section of this private, gated game preserve community, known for premium recreational amenities and exceptional land management. With an appealing mix of pines, open ground, natural bedding areas, and strong wildlife movement, this tract is well suited for a private homesite, dedicated hunting retreat, or both. --- Circle 'S' Ranch is a distinctive, deed-restricted community created for hunters and landowners who value managed habitat, trophy wildlife, and long-term conservation. The ranch is home to Whitetail Deer, Axis Deer, Fallow Deer, Blackbuck Antelope, Osceola Turkey, and many native species. Wildlife populations are professionally managed to support healthy herds, quality genetics, sustainable harvest opportunities, and consistent quality year after year. --- Landowners enjoy exclusive access to private shooting ranges, a three-bedroom/two-bathroom guest lodge, a stocked 10-acre lake, and an onsite climate-controlled processing facility complete with a walk-in cooler and ice machine—providing outstanding convenience without leaving the property. The community is enclosed by an eight-foot electrified perimeter fence, and entry is controlled by an electronic gate with personalized owner codes. --- Full-package opportunities are available, with build-to-suit options that may include a custom home or cabin, barn, shop, fencing, and other improvements tailored to the buyer's vision and selected homesite. The seller is motivated and welcomes serious offers and package discussions. Available parcels may also be combined to create larger tracts with additional acreage, subject to availability and final agreement. --- Other available Circle 'S' Ranch properties include Lot 1—13.68 acres, MLS OM727807; Lot 2—10.71 acres, MLS OM727823; Lot 3—22.58 acres, MLS OM715199; and Lot 6—12.89 acres, MLS OM715902. --- Conveniently located approximately 14 miles from Silver Springs, 19 miles from downtown Ocala, and 30 miles from the World Equestrian Center, Lot 5 provides an ideal balance of privacy, seclusion, and accessibility. There is no traditional HOA. Instead, a low annual maintenance fee of only $100 per parcel supports upkeep of the entry gate, fencing, and community amenities. --- Lot 5 presents a rare opportunity to secure versatile acreage within an exceptional hunting-focused community offering privacy, recreation, managed wildlife, and long-term potential. Build-to-suit package availability, scope, plans, pricing, utilities, permits, feasibility, and construction are subject to site evaluation and final agreement. ---
Facts & features
The home at a glance
16.12 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,460 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,460/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Mc Coy market
$240K → $120K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 584% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about TBD (Lot 5) NE 115TH LANE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD (Lot 5) NE 115TH LANE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
TBD (Lot 5) NE 115TH LANE ROAD FAQs
What would the monthly payment be for TBD (Lot 5) NE 115TH LANE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,460/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TBD (Lot 5) NE 115TH LANE ROAD?+
The most recent tax bill on record (2025) was $59. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at TBD (Lot 5) NE 115TH LANE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Mc Coy?+
At $362,700, this home is listed about 107% above the Fort Mc Coy median of $175,000. The market section on this page shows how the area is trending.
Which schools are assigned to TBD (Lot 5) NE 115TH LANE ROAD?+
Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$362,700 runs 584% above the FORT MC COY 32134 median.
02Time on market is leverage
226 days on market against a Fort Mc Coy median of 25 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $403,000, now $362,700 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEST & HIVE REAL ESTATE · Sara Baker. MLS #OM715896.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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