1112 NE 130 TERRACE, SILVER SPRINGS, FL, 34488
Active177 days on marketListed Apr 17, 2026MLS #OM722992
About this home
1112 NE 130 TERRACE
Very nice home with chain link fence in back yard. You have the best if both worlds with the National Forest behind the home and the community park across the street with no homes abstracting the view to the lake. This home had a family room with a gas fireplace and a sliding door that goes onto the 15 X 17 back porch. This home does have a split bedroom plan with nice size bedrooms.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,840
Sqft
0.29 ac
Lot size
2
Garage
1989
Year built
One
Levels
$126
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,128 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,128/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.6%
$/sqft vs Silver Springs actives
$126 vs $163
Days on market
177 vs 70 typical
Where $126/sqft sits among the 66 Silver Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $204K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
29 of 66
Silver Springs actives have cut their price
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 132% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1112 NE 130 TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$255,000
727 NE 130TH TERRACE · same community
3 bd · 2 ba · 1,923 sqft · $133/sqft · 110 DOM
Sold · Jun ’26$285,000
13070 NE 7TH LOOP · same community
4 bd · 2 ba · 1,715 sqft · $166/sqft · 234 DOM
Sold · Aug ’26$260,000
13103 NE 7TH LOOP · same community
4 bd · 2 ba · 1,715 sqft · $152/sqft · 304 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1112 NE 130 TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1112 NE 130 TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1112 NE 130 TERRACE FAQs
What would the monthly payment be for 1112 NE 130 TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,128/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1112 NE 130 TERRACE?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1112 NE 130 TERRACE?+
The most recent tax bill on record (2025) was $4,557. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1112 NE 130 TERRACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Silver Springs?+
At $232,000, this home is listed about 19% above the Silver Springs median of $194,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1112 NE 130 TERRACE?+
East Marion Elementary School (elementary), Fort McCoy School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$232,000 runs 132% above the SILVER SPRINGS 34488 median — but at 1,840 sqft it's also 42% larger than the typical Silver Springs listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
177 days on market against a Silver Springs median of 70 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $242,000, now $232,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BILL RODGERS REALTY · Billy Rodgers, III. MLS #OM722992.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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