CENTURY 21 Edge
$975,000$999,9004 bd3.5 ba3,692 sqft$264 /sqft$6,929 /mo all-in ↓

1640 SE 91ST PLACE, OCALA, FL, 34480

Active137 days on marketListed May 7, 2026MLS #OM724136

Reduced $25KPrivate poolSingle Family ResidenceTURNING HAWK RANCH UN 02

About this home

1640 SE 91ST PLACE

Bring your vision to life in this diamond in the rough, nestled in the highly sought-after Turning Hawk II—an equestrian-friendly community with direct access to the Cross Florida Greenway, perfect for riding, hiking, and biking. This is an amazing quality home that needs some love, and the seller has priced it accordingly, with concessions available toward renovations—making this a rare chance to build instant equity in one of the area's most desirable communities. Situated on 2.2 fully fenced acres, the property is well-suited for one to two horses, with plenty of room to add a small barn or stable—a great fit for equestrian buyers looking for space to grow. From the moment you arrive—through the automatic ornamental gate, past the expansive circular driveway, and up to the three-car garage—you'll see the great bones this home has to offer. Step through the grand double-door entry into a light-filled interior featuring formal living and dining rooms, with a stunning coffered ceiling in the living room, along with a private library—ideal for a home office or quiet retreat. The kitchen offers a well-appointed center island, coffee bar, double ovens, abundant custom wood cabinetry, and granite countertops—a solid foundation ready for a buyer's personal touch. It flows into a bright breakfast room with a beautiful bay window offering a wonderful view of the pool and yard, and into an inviting family room anchored by a warm, cozy fireplace—perfect for gathering with family and friends, once you've made it your own. The primary suite offers French doors to the lanai and an oversized walk-in closet, with an en-suite bath featuring dual vanities, a soaking tub, and a separate walk-in shower. Three additional bedrooms and three additional bathrooms provide ample space, including a versatile fourth bedroom above the garage with its own full bath—ideal as an in-law suite, guest quarters, or private retreat. A full cabana bath on the main floor offers convenient pool access. Outside, the covered lanai with an outdoor bar and screened pool deck under a large birdcage enclosure are ready for someone to bring fresh energy and finish what's already a great outdoor setup—with plenty of room left over for horses or a barn. The big-ticket items are already handled, with a new roof, two new A/C units, and two new hot water heaters all installed in 2023—so your renovation dollars can go straight into cosmetics and personalization rather than major systems. This is a true fixer-upper opportunity with real bones, real acreage, and real upside. Schedule your private tour today and see the potential for yourself.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,692

Sqft

2.2 ac

Lot size

3

Garage

1997

Year built

Two

Levels

$264

Per sqft

Private poolFireplaceTrees/Woods viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesCooktop · Dishwasher · Dryer · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesNorth
ExteriorBalcony · Lighting

Community & fees

HOA fee$100/mo
Taxes (2025)$12,504/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,929 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,261
PMI (est., until 20% equity)$366
Property tax — 2025 actual bill$1,042
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $97,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $97,500
Interest rate6.00%
Loan term

Estimated payment

$6,929/mo

Principal & interest$5,261
PMI (est., until 20% equity)$366
Property taxes (actual bill)$1,042
HOA / condo fee$100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $975K
$712KedgeAI estimate $762,330 · range $742K$813K$1.0M

vs edgeAI estimate

+27.9%

$/sqft vs Ocala actives

$264 vs $179

Days on market

137 vs 53 typical

Where $264/sqft sits among the 400 Ocala actives

203
133
26 · this home
7
9
22
$126–180$180–233$233–286$286–340$340–393$393+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Get to know Ocala. See the full Ocala guide →

OCALA 34480 — neighborhood snapshot

Population

23,749

Median age

36.6

Median income

$75,334

Median home value

$248,400

Avg household

2.67

Households w/ children

3,190

For the school run

Marion County School District

ElementaryShady Hill Elementary School★★★★★
HighBelleview High School★★★★★
MiddleBelleview Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$285K$283K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

223 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 223% above the OCALA 34480 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $975,000 $25K
May 7, 2026Listed at $999,900 · 137 days on market since
1997Built · TURNING HAWK RANCH UN 02

Reality check

What actually sold near 1640 SE 91ST PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1899 SE 91ST PLACESold · Aug ’26

$900,000

1899 SE 91ST PLACE · same community

5 bd · 4 ba · 4,450 sqft · $202/sqft · 159 DOM

9039 SE 7TH AVENUE ROADSold · Sep ’25

$1,739,000

9039 SE 7TH AVENUE ROAD · same community

7 bd · 5.5 ba · 6,873 sqft · $253/sqft · 29 DOM

7684 SE 23RD TERRACESold · Aug ’26

$1,310,000

7684 SE 23RD TERRACE

4 bd · 4 ba · 3,552 sqft · $369/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1640 SE 91ST PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1640 SE 91ST PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1640 SE 91ST PLACE FAQs

What would the monthly payment be for 1640 SE 91ST PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,929/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1640 SE 91ST PLACE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1640 SE 91ST PLACE?+

The most recent tax bill on record (2025) was $12,504. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1640 SE 91ST PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $975,000, this home is listed about 226% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1640 SE 91ST PLACE?+

Shady Hill Elementary School (elementary), Belleview High School (high), Belleview Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$975,000 runs 223% above the OCALA 34480 median — but at 3,692 sqft it's also nearly twice the size of the typical Ocala listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

137 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $999,900, now $975,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of AXEN REALTY, LLC · Jennifer Hay. MLS #OM724136.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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