5165 104TH WAY N, ST PETERSBURG, FL, 33708
Active149 days on marketListed May 25, 2026MLS #OM725337
About this home
5165 104TH WAY N
TURNKEY AND FULLY FURNISHED- UPDATED 2- BEDROOM HOME NEAR THE BEACHES, BOAT PARKING, NON-FLOOD ZONE. Welcome to this beautifully updated and fully furnished 2-bedroom, 1 bathroom home in an unincorporated desirable area. Located just minutes from the beach. This move in ready home offers peace of mind with the MAJOR updates already completed: *ROOF-2019, *HVAC-2019, HOT WATER HEATER- 2019. The NEW updated kitchen features solid-wood cabinetry and quartz countertops, complemented by NEW luxury vinyl flooring throughout and NEWER double-pane windows, * Hurricane shutters provide additional protection*. Situated on a fully fenced in lot, the property offers gated access with room for a boat or trailer, plus plenty of space for outdoor entertaining, pets or a future pool. Enjoy the convenience of a screened front porch and mature landscaping. Located outside the flood zone (Zone X) and approx. 2 miles from the beach, with shopping, dining and everyday conveniences nearby. VA hospital close by. OFFERED FULLY FURNISHED AND TURNKEY- perfect as a primary residence, Florida getaway, snowbird retreat and/or investment property. NOTHING MAJOR TO DO- BRING YOUR SUITCASE AND START ENJOYING THE FLORIDA LIFESTYLE.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
816
Sqft
0.15 ac
Lot size
1955
Year built
One
Levels
$392
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,834 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,834/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.9%
$/sqft vs St Petersburg actives
$392 vs $324
Days on market
149 vs 66 typical
Where $392/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orange Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Orange Estates — neighborhood snapshot
Population
537
Median age
46
Median income
$88,542
Median home value
$196,900
Avg household
2
Households w/ children
30%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5165 104TH WAY N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$196,000
5165 104TH WAY N · same community
2 bd · 1 ba · 816 sqft · $240/sqft · 39 DOM
Sold · Mar ’26$349,999
10449 53RD AVENUE N · same community
3 bd · 2 ba · 1,641 sqft · $213/sqft · 6 DOM
Sold · Oct ’25$340,000
253 REX PLACE UNIT E
1 bd · 1.5 ba · 755 sqft · $450/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5165 104TH WAY N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5165 104TH WAY N — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5165 104TH WAY N FAQs
What would the monthly payment be for 5165 104TH WAY N?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,834/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5165 104TH WAY N?+
The most recent tax bill on record (2025) was $4,036. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5165 104TH WAY N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $319,900, this home is listed about 25% below the St Petersburg median of $424,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5165 104TH WAY N?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33708 market on paper
$319,900 is 40% below the ST PETERSBURG 33708 median of $535,000.
02Time on market is leverage
149 days on market against a St Petersburg median of 66 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $329,900, now $319,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMERUN REALTY · Jean Papa. MLS #OM725337.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 5165 104TH WAY N but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →