12942 SW 70TH TERRACE, OCALA, FL, 34473
Active11 days on marketListed Jul 27, 2026MLS #OM729282
About this home
12942 SW 70TH TERRACE
Stunning Upgraded 4 Bedroom Corner-Lot Home in Marion Oaks – No HOA & No CDD! Welcome to this beautifully upgraded 4-bedroom, 2-bath home situated on a spacious corner lot in the highly desirable Marion Oaks community. Offering the freedom of NO HOA and NO CDD fees, this property combines modern elegance, functionality, and outdoor living at its finest. Step inside and be greeted by an open-concept floor plan featuring luxury wood-look flooring, soaring ceilings, designer lighting, and a spacious living and dining area perfect for entertaining. The chef-inspired kitchen showcases upgraded white shaker cabinetry, quartz countertops, stainless steel appliances, a large center island, and abundant cabinet space. The owner’s suite is a true retreat, featuring a custom accent wall, generous walk-in closet, and a spa-like bathroom with dual vanities and an impressive oversized walk-in tiled shower with frameless glass enclosure and designer finishes. Enjoy Florida living year-round from the large screened lanai, offering the perfect space for relaxing, dining, or entertaining while overlooking the backyard. The corner lot provides additional privacy and flexibility for outdoor activities, pets, or future improvements. Conveniently located near schools, shopping, restaurants, medical facilities, and major roadways, this move-in-ready home offers the perfect blend of comfort, style, and affordability. Don’t miss this opportunity to own a beautifully upgraded home in one of Ocala’s fastest-growing communities. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,888
Sqft
0.27 ac
Lot size
2
Garage
2023
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,046 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,046/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.6%
$/sqft vs MARION OAKS UN 10
$207 vs $178
Days on market
11 vs 50 typical
Where $207/sqft sits among the 23 homes for sale in MARION OAKS UN 10
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
11 of 23
MARION OAKS UN 10 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 12942 SW 70TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$305,000
13198 SW 65TH CIRCLE · same community
4 bd · 3 ba · 1,896 sqft · $161/sqft · 168 DOM
Sold · May ’26$330,800
6232 SW 134TH LOOP · same community
4 bd · 3 ba · 1,866 sqft · $177/sqft · 3 DOM
Sold · Sep ’25$319,000
494 MARION OAKS TRAIL · same community
4 bd · 3 ba · 1,865 sqft · $171/sqft · 268 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12942 SW 70TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12942 SW 70TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12942 SW 70TH TERRACE FAQs
What would the monthly payment be for 12942 SW 70TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,046/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12942 SW 70TH TERRACE?+
The most recent tax bill on record (2025) was $5,007. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $390,000, this home is listed about 30% above the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 12942 SW 70TH TERRACE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER LLC - OCALA · Jose Perez. MLS #OM729282.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 12942 SW 70TH TERRACE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Angela to ping you on any price or status change →