5360 SW 86TH LANE, OCALA, FL, 34476
Active3 days on marketListed Aug 4, 2026MLS #OM729766
About this home
5360 SW 86TH LANE
Welcome to this beautifully remodeled home in the desirable Majestic Oaks neighborhood! Nestled on a large lot at the end of a quiet cul-de-sac, this thoughtfully designed split-plan residence offers privacy, comfort, and modern elegance. Step inside to discover all-new luxury vinyl flooring throughout, creating a seamless and stylish flow from room to room. The heart of the home is the completely updated kitchen, featuring brand-new cabinetry, a huge center island with quartz countertops, stainless steel appliances, a separate dining room, and a sunny breakfast nook, perfect for everyday living and entertaining. Quartz countertops continue into the bathrooms for a cohesive, upscale finish. The primary suite is a true retreat with a double vanity and spa-inspired walk-in shower. Additional living spaces include a formal living room, family room, and versatile Florida room, giving you flexible options for relaxing or hosting guests. Outdoors, enjoy year-round Florida living in the beautiful screened-in saltwater pool complete with a hot tub and cascading waterfall, your private oasis for lounging, swimming, and unwinding. With its fresh remodel, spacious layout, and premier cul-de-sac setting in Majestic Oaks, this home is ready for its next owners to move right in and start enjoying the good life.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,607
Sqft
0.29 ac
Lot size
2
Garage
1993
Year built
One
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,225 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,225/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5%
$/sqft vs Ocala actives
$157 vs $187
Days on market
3 vs 50 typical
Where $157/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
161 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5360 SW 86TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$580,000
3264 MAJESTIC OAK DRIVE · same community
3 bd · 2 ba · 2,595 sqft · $224/sqft · 3 DOM
Sold · Oct ’25$309,905
5920 SW 88TH PLACE · same community
3 bd · 2 ba · 2,374 sqft · $131/sqft · 107 DOM
Sold · May ’26$538,000
5374 CROOKED OAK CIRCLE · same community
3 bd · 2 ba · 2,311 sqft · $233/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5360 SW 86TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5360 SW 86TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5360 SW 86TH LANE FAQs
What would the monthly payment be for 5360 SW 86TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,225/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5360 SW 86TH LANE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5360 SW 86TH LANE?+
The most recent tax bill on record (2025) was $5,488. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5360 SW 86TH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $409,900, this home is listed about 37% above the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 5360 SW 86TH LANE?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$409,900 runs 42% above the OCALA 34476 median — but at 2,607 sqft it's also 52% larger than the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Ocala market that averages 50 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER ELLISON REALTY O · Darla Priest. MLS #OM729766.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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