12390 W STANDISH, HOMOSASSA, FL, 34448
Active65 days on marketListed Aug 9, 2026MLS #OM730027
About this home
12390 W STANDISH
Waterfront Mason Creek Getaway | Private Dock, Boat Lift, Fishing, Kayaks & Golf Cart Community Escape to Florida’s Nature Coast and experience the laid-back waterfront lifestyle on beautiful Mason Creek! This fully remodeled 3-bedroom, 3-bath home with a bonus room offers plenty of space for families, couples, fishing trips, and extended stays. With 4 queen beds, there’s room for everyone to relax after a day on the water. Step outside and the real adventure begins. The property features a private dock, boat slip, and boat lift, so bring your boat and explore Mason Creek and the surrounding waterways. Flats boats, pontoons, airboats, and kayaks fill the creek with life as boaters cruise by on their way to a day of fishing and exploring. Love to fish? You may not even need to leave the dock! Cast a line for catfish and mullet, set a trap for blue crab, or head out on the water in search of redfish, trout, snapper, catfish, and more. And don't be surprised if you have company! Dolphins and manatees are frequent visitors, giving you a front-row seat to some of the Nature Coast's most incredible wildlife. Experience the Local Lifestyle This isn't just a place to stay—it’s a chance to experience the relaxed Old Florida lifestyle. The surrounding golf cart community is home to locally owned bars and restaurants where you can enjoy fresh seafood, cold drinks, live entertainment, and affordable prices without the touristy feel. Hop on the golf cart and cruise the backroads to grab dinner or explore the neighborhood. Keep your eyes open along the way—deer are a frequent sight, and you may even spot a wild turkey wandering through the area. At the house, you'll have everything you need to make the most of your stay: • 4 queen beds • 3 full bathrooms + bonus room • Private dock • Boat slip & boat lift • Kayaks • Ice maker • Bait freezer • Washer & dryer • Gas grill • Generous outdoor space • Golf cart available for rent • Boat-friendly waterfront location Spend the morning fishing, kayak Mason Creek in the afternoon, take the golf cart out for fresh seafood and drinks, then come home to relax by the water and watch for dolphins and manatees. Whether you're planning a fishing trip, boating vacation, scalloping adventure, family getaway, or an extended Florida escape, this home puts you right in the middle of everything that makes the Nature Coast special—water, wildlife, fishing, boating, great local food, and a slower pace of life. Weekly and monthly rates available. Come stay awhile and experience Mason Creek like a local!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,125
Sqft
0.16 ac
Lot size
2
Garage
1994
Year built
Two
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$188 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$188/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Homosassa actives
$3 vs $174
Days on market
65 vs 90 typical
Where $3/sqft sits among the 318 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $295K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
119 of 318
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12390 W STANDISH
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$435,149
12390 W STANDISH · same community
2 bd · 2 ba · 1,125 sqft · $387/sqft · 207 DOM
Sold · Feb ’26$435,100
12390 W Standish DRIVE
2 bd · 2 ba · 1,125 sqft · $387/sqft · 9 DOM
Sold · Mar ’26$379,000
5995 S SHADYTREE PATH
2 bd · 1.5 ba · 1,104 sqft · $343/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12390 W STANDISH — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12390 W STANDISH — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12390 W STANDISH FAQs
What would the monthly payment be for 12390 W STANDISH?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $188/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12390 W STANDISH?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $3,885, this home is listed about 99% below the Homosassa median of $329,450. The market section on this page shows how the area is trending.
Which schools are assigned to 12390 W STANDISH?+
Homosassa Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HOMOSASSA 34448 market on paper
$3,885 is 98% below the HOMOSASSA 34448 median of $189,450, and at $3/sqft it sits under the Homosassa average of $207.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $4,500, now $3,885 — a $615 cut. The full history is in the market section below.
Listing courtesy of BRICKS & MORTAR REAL ESTATE · Angela Rushing, PA. MLS #OM730027.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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