12601 NE 48TH STREET, OXFORD, FL, 34484
Active1 days on marketListed Aug 9, 2026MLS #OM730046
About this home
12601 NE 48TH STREET
Under Construction. CONCRETE BLOCK CONSTRUCTION. Est Completion Oct/Nov barring any unforeseen setbacks in materials or labor. Spacious 4/2/2 with this builder's signature curb appeal which include stone accents, glass front entry door with transom window bringing in lots of natural light into the foyer. Enjoy the feel of openness with vaulted ceilings throughout the kitchen, nook and family room as well as 10’H ceilings in the foyer and formal dining room. TILE ALL AREAS EXCEPT BEDROOMS. Big family or like to entertain? You will be excited about the flow into the family room. Appreciate the upgraded cabinets and granite countertops in the kitchen and bathrooms, matte black plumbing & lighting fixtures, hinges and cabinet hardware along with stainless appliances. Secondary bath includes a tiled tub surround upgrade taking it to the next level. Step out onto the extended 16x14 covered patio and enjoy some outdoor living. Built on a premium 65' W lot. DENSAN PARK offers exclusive amenities—Pickle Ball Courts, Full-Court Basketball, Gated Playground, Dog Park, and Covered Picnic Areas—all just minutes from The Villages’ shopping, dining, and entertainment, and LESS THAN 2 MILES FROM THE VILLAGES CHARTER SCHOOLS, COSTCO AND HOBBY LOBBY. Luxury, leisure, and location—this home has it all. Elevation photo is rendering and used for illustration purposes only. INTERIOR PHOTOS are the same floorplan in different home just for reference of potential finished product. Colors and options WILL vary. You could be in before the holidays!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,320
Sqft
0.17 ac
Lot size
2
Garage
2026
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,864 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,243/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.9%
$/sqft vs Oxford actives
$178 vs $213
Days on market
1 vs 55 typical
Where $178/sqft sits among the 64 Oxford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$335K → $345K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
37 of 64
Oxford actives have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 12601 NE 48TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$661,000
3141 MANSFIELD STREET
3 bd · 2 ba · 2,340 sqft · $282/sqft · 144 DOM
Sold · Mar ’26$704,000
2062 BONNEAU LANE
3 bd · 2 ba · 2,290 sqft · $307/sqft · 0 DOM
Sold · Sep ’25$517,500
3141 ROSWELL ROAD
3 bd · 2 ba · 2,216 sqft · $234/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 12601 NE 48TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12601 NE 48TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12601 NE 48TH STREET FAQs
What would the monthly payment be for 12601 NE 48TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,864/mo — principal and interest, estimated property taxes, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12601 NE 48TH STREET?+
The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12601 NE 48TH STREET?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12601 NE 48TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $413,750, this home is listed about 2% above the Oxford median of $405,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12601 NE 48TH STREET?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY INC · Debbie Owings. MLS #OM730046.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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