14297 SW 39TH TERRACE, OCALA, FL, 34473
Active61 days on marketListed Aug 12, 2026MLS #OM730188
About this home
14297 SW 39TH TERRACE
Welcome to your own little paradise in Marion Oaks! This charming 3-bedroom home has been thoughtfully updated and offers a comfortable blend of style and convenience. The home features central air conditioning and heating, along with a lovely yard perfect for relaxing or enjoying the outdoors. Conveniently located near the Marion Oaks Community Center, schools, public parks, shopping, dining, I-75, and HWY 484, making commuting and everyday errands a breeze. Don’t miss this super cute home and the opportunity to make it your own! Rental Requirements: First month’s rent, last month’s rent, and security deposit required. Application fee is $60 for the first adult and $40 for each additional adult. Application fees are non-refundable. Tenant to verify all measurements and information.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
924
Sqft
0.17 ac
Lot size
1977
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$1 vs $180
Days on market
61 vs 73 typical
Where $1/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
219 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 14297 SW 39TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$125,000
3762 SW 150TH LOOP · same community
2 bd · 1.5 ba · 943 sqft · $133/sqft · 20 DOM
Sold · Feb ’26$206,800
648 MARION OAKS BOULEVARD · same community
3 bd · 2 ba · 1,291 sqft · $160/sqft · 8 DOM
Sold · Jan ’26$235,000
16624 SW 31 CIRCLE · same community
3 bd · 2 ba · 1,331 sqft · $177/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14297 SW 39TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14297 SW 39TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14297 SW 39TH TERRACE FAQs
What would the monthly payment be for 14297 SW 39TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 14297 SW 39TH TERRACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $1,250, this home is listed about 100% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14297 SW 39TH TERRACE?+
Marion Oaks Elementary School (elementary), Horizon Academy At Marion Oaks (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMERUN REALTY · Michael Heasley. MLS #OM730188.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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