9712 SW 75TH STREET RD, OCALA, FL, 34481
Active55 days on marketListed Aug 18, 2026MLS #OM730605
About this home
9712 SW 75TH STREET RD
Welcome to a home where beautiful water views, thoughtful upgrades, and Florida living come together perfectly. This spacious 3-bedroom, 3-bath home with a 3-car garage sits on a generous ¼-acre lot overlooking a peaceful pond, with morning sunrises out front and gorgeous Florida sunsets from the back. Step inside to a bright and inviting interior featuring quartz countertops, two solar tube skylights, a cozy fireplace, and a versatile flex room with French doors, custom shelving and cabinetry. Thoughtful improvements throughout make this home both stylish and move-in ready. Enjoy the Florida lifestyle from the glass-enclosed lanai with sun shades or relax on the screened paver patio overlooking the water. A glass-insert front door, retractable screen and motorized garage screens add even more comfort and convenience. With its spacious layout, beautiful pond setting and impressive upgrades, this is a home designed for comfortable everyday living, entertaining and enjoying the Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,384
Sqft
0.25 ac
Lot size
3
Garage
2016
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,017 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,017/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3%
$/sqft vs STONE CREEK
$210 vs $217
Days on market
55 vs 73 typical
Where $210/sqft sits among the 33 homes for sale in STONE CREEK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
14 of 33
STONE CREEK have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 111% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9712 SW 75TH STREET RD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$635,000
10034 SW 77TH LOOP · same community
3 bd · 3 ba · 2,398 sqft · $265/sqft · 61 DOM
Sold · Sep ’26$475,000
7419 SW 97TH TERRACE ROAD · same community
3 bd · 2 ba · 2,413 sqft · $197/sqft · 65 DOM
Sold · Apr ’26$425,000
9443 SW 71ST LOOP · same community
3 bd · 2 ba · 2,413 sqft · $176/sqft · 137 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9712 SW 75TH STREET RD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9712 SW 75TH STREET RD — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9712 SW 75TH STREET RD FAQs
What would the monthly payment be for 9712 SW 75TH STREET RD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,017/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9712 SW 75TH STREET RD?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9712 SW 75TH STREET RD?+
The most recent tax bill on record (2025) was $5,134. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9712 SW 75TH STREET RD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $499,888, this home is listed about 67% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9712 SW 75TH STREET RD?+
West Port High School (high), Saddlewood Elementary School (elementary), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DECCA REAL ESTATE · Thomas Reeves. MLS #OM730605.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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