CENTURY 21 Edge
$379,9502 bd2 ba1,813 sqft$210 /sqft$3,495 /mo all-in ↓

5209 NW 46TH LANE RD, OCALA, FL, 34482

Active34 days on marketListed Aug 18, 2026MLS #OM730615

Single Family ResidenceOCALA PRESERVE

About this home

5209 NW 46TH LANE RD

Welcome to the All-Ages Section of Ocala Preserve! This beautifully upgraded Clifton model features 2 bedrooms, 2 baths, plus an office, on a desirable lot with open back yard space. The split-bedroom floor plan offers privacy, while the spacious kitchen showcases granite countertops, custom backsplash, stainless steel appliances, walk-in pantry, upgraded cabinet pulls, and smart-home capabilities.Thoughtful upgrades include custom luxury vinyl plank flooring, upgraded lighting, baseboards, exterior stone accents, and stylish finishes throughout. The spacious primary suite features two walk-in closets and a tiled shower with glass doors.Step outside to the screened lanai and paver patio, an inviting space for relaxing, entertaining, gathering around the fire pit, or unwinding under the stars. Beautifully landscaped surroundings create a private and peaceful outdoor retreat.The HOA includes lawn and landscape maintenance, high-speed fiber internet, and access to Ocala Preserve’s incredible amenities—resort-style pools, clubhouse, fitness centers, 21 miles of walking/biking trails, pickleball, tennis, bocce, fishing, kayaking, paddleboarding, the Tom Lehman-designed 18-hole golf course, Salted Brick Restaurant, and day spa.Furniture is available for purchase, along with a 2026 E-Z-GO golf cart with lithium battery. Come experience the best of Ocala Preserve living in this exceptional all-ages home!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,813

Sqft

0.17 ac

Lot size

2

Garage

2023

Year built

One

Levels

$210

Per sqft

Negotiable55+ communityPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingGarage Door Opener
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$528/mo
Taxes (2025)$4,825/yr
PetsYes
CommunityLake · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Racquetball · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,495 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,237
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$402
HOA fee — from the listing$528
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,298Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,298
Interest rate6.00%
Loan term

Estimated payment

$3,495/mo

Principal & interest$2,237
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$402
HOA / condo fee$528
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$298KedgeAI estimate $326,717 · range $310K$367K$395K

vs edgeAI estimate

+16.3%

$/sqft vs OCALA PRESERVE

$210 vs $167

Days on market

34 vs 53 typical

Where $210/sqft sits among the 23 homes for sale in OCALA PRESERVE

8
6
1
2
2
4 · this home
$155–165$165–174$174–184$184–194$194–203$203+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Get to know Ocala. See the full Ocala guide →

OCALA 34482 — neighborhood snapshot

Population

21,824

Median age

52.1

Median income

$71,449

Median home value

$247,600

Avg household

2.28

Households w/ children

1,486

For the school run

Marion County School District

ElementaryFessenden Elementary School★★★★★
MiddleNorth Marion Middle School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$285K$283K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

14 of 23

OCALA PRESERVE have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% above the OCALA 34482 median. See the full Ocala market guide →

Paper trail

This home's history

Aug 18, 2026Listed at $379,950 · 34 days on market since
2023Built · OCALA PRESERVE

Reality check

What actually sold near 5209 NW 46TH LANE RD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4575 NW 39TH STREET ROADSold · Jun ’26

$319,000

4575 NW 39TH STREET ROAD · same community

2 bd · 2 ba · 1,816 sqft · $176/sqft · 32 DOM

4050 NW 48TH TERRACE ROADSold · Jan ’26

$297,990

4050 NW 48TH TERRACE ROAD · same community

2 bd · 2 ba · 1,816 sqft · $164/sqft · 193 DOM

4009 NW 48TH TERRACE ROADSold · Nov ’25

$299,990

4009 NW 48TH TERRACE ROAD · same community

3 bd · 2 ba · 1,844 sqft · $163/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5209 NW 46TH LANE RD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5209 NW 46TH LANE RD — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5209 NW 46TH LANE RD FAQs

What would the monthly payment be for 5209 NW 46TH LANE RD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,495/mo — principal and interest, the actual property-tax bill, the $528/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5209 NW 46TH LANE RD?+

The association fee works out to $528 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5209 NW 46TH LANE RD?+

The most recent tax bill on record (2025) was $4,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5209 NW 46TH LANE RD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $379,950, this home is listed about 27% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5209 NW 46TH LANE RD?+

Fessenden Elementary School (elementary), North Marion Middle School (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of OCALA HORSE PROPERTIES, LLC · Amy Atkins. MLS #OM730615.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5209 NW 46TH LANE RD, OCALA, FL — 2 Bed, 2 Bath — $379,950 | CENTURY 21 Edge