6474 SW 89TH LOOP, OCALA, FL, 34476
Active52 days on marketListed Aug 21, 2026MLS #OM730821
About this home
6474 SW 89TH LOOP
Virtually Staged. PRICED TO SELL! Beautifully maintained Smart Home on One of the Best lots in a Premier 55+ Community. VERY LOW ASSUMABLE MORTGAGE for qualified applicants. Pride of ownership shines throughout this accommodating residence offering comfort, convenience, and a relaxed atmosphere with LOW HOA fees and a GATED ENTRY. This home delivers serene living at its finest. Nestled on a quiet, low traffic street and overlooking peaceful green space, the property provides direct walk-able access to the clubhouse, resort style pool, and recreational courts—or enjoy the ease of getting around by golf cart. The exterior received a full PROFESSIONAL REPAINT in January 2026 adding to its move in ready appeal. INTERIOR HIGHLIGHTS: Four spacious bedrooms offering exceptional flexibility for a couple and their guests, or the extra space is ideal for a home office, media room, or as a hobby room. Bright, open floor plan with abundant natural light and a wide welcoming hallway. Beautiful kitchen featuring expansive granite counters, island with sink and breakfast bar, walk in pantry, SOFT-CLOSE CABINETRY, and stainless steel appliances. The dining area can easily adapt to extend the table for holiday gatherings. The primary suite is its own oasis at the rear of the home, large enough for a king sized bed and features dual walk in closets. En suite bathroom has a luxurious granite, full bathroom-length double vanity, and a water closet for added privacy. Capitalize on ENERGY SAVINGS with smart home features, BRAND NEW FANS, and an inside HVAC closet. The roomy INSIDE LAUNDRY ROOM provides for additional space in the generously sized garage too. OUTDOOR LIVING: Enjoy the quiet—no traffic noise here. The SCREENED-IN LANAI sits on the cool side overlooking a beautifully landscaped backyard accented with vibrant rose bushes, creating a peaceful retreat for morning coffee or evening relaxation. Stone edging and gutters add efficiency to the clean environment. The HOA includes mowing. COMMUNITY AMENITIES: Residents enjoy the security of a gated entrance and access to a stunning amenities center featuring Sparkling resort style pool, Bocce ball and pickle ball courts, Clubhouse with community and meeting spaces, Kitchen area and fitness center. CONVENIENT LOCATION: Just minutes from 3 Publix supermarkets, medical facilities, restaurants, cafés, and boutique shopping, this home offers the perfect blend of tranquility and everyday convenience. A transferable builder warranty adds peace of mind.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,041
Sqft
0.23 ac
Lot size
2
Garage
2019
Year built
One
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,525 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,525/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.2%
$/sqft vs JB RANCH PH 01
$147 vs $162
Days on market
52 vs 74 typical
Where $147/sqft sits among the 7 homes for sale in JB RANCH PH 01
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jb Ranch
Get to know Ocala. See the full Ocala guide →
Jb Ranch — neighborhood snapshot
Population
360
Median age
57
Median income
$64,741
Median home value
$227,900
Avg household
2
Households w/ children
47%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
2 of 7
JB RANCH PH 01 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 6474 SW 89TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$290,000
8870 SW 62ND AVENUE · same community
3 bd · 2 ba · 1,853 sqft · $157/sqft · 296 DOM
Sold · Sep ’26$289,900
6197 SW 89TH STREET ROAD · same community
2 bd · 2 ba · 1,813 sqft · $160/sqft · 122 DOM
Sold · Jul ’26$270,000
6125 SW 88TH LOOP · same community
2 bd · 2 ba · 1,813 sqft · $149/sqft · 241 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6474 SW 89TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6474 SW 89TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6474 SW 89TH LOOP FAQs
What would the monthly payment be for 6474 SW 89TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,525/mo — principal and interest, the actual property-tax bill, the $195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6474 SW 89TH LOOP?+
The association fee works out to $195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6474 SW 89TH LOOP?+
The most recent tax bill on record (2025) was $3,257. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6474 SW 89TH LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $300,000, this home is priced right at the Ocala median.
Which schools are assigned to 6474 SW 89TH LOOP?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER ELLISON REALTY O · Julie Castro. MLS #OM730821.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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