20368 THE GRANADA, DUNNELLON, FL, 34432
Active49 days on marketListed Aug 25, 2026MLS #OM730877
About this home
20368 THE GRANADA
Beautiful Riverfront home on the Rainbow River in Dunnellon, Florida. This house is truly unlike any other. With 5 bedrooms, 4 bathrooms, and almost 3,500 square feet of living space, it offers plenty of room for family and friends. There’s also a 2-car garage and an incredible outdoor space designed for entertaining and enjoying the riverfront lifestyle. A charming gazebo overlooks the river, creating the perfect spot to relax and take in the scenery. And, of course, last but certainly not least, there’s a boathouse to shelter your boat, along with an easy launch for kayaks and paddle boards. Walking distance to park, restaurants, shops, miles of trails, while still offering the peaceful beauty of living directly on the river. Don’t miss the opportunity to own a property that has been cared for, cherished, and loved for years, with many improvements. Fed by a natural spring, the Rainbow River is one of Florida’s must-see treasures, known for its crystal-clear waters and natural beauty.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,421
Sqft
0.55 ac
Lot size
2
Garage
1946
Year built
Multi/Split
Levels
$431
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,056 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,056/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+120.6%
$/sqft vs Dunnellon actives
$431 vs $187
Days on market
49 vs 66 typical
Where $431/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
169 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 496% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 20368 THE GRANADA
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,850,000
9075 SW 190TH AVENUE ROAD · same community
4 bd · 2.5 ba · 3,256 sqft · $568/sqft · 20 DOM
Sold · Jan ’26$912,000
11511 CAMP DRIVE
4 bd · 3 ba · 2,572 sqft · $355/sqft · 45 DOM
Sold · Apr ’26$190,000
11603 OSAGE ROAD
4 bd · 3 ba · 2,216 sqft · $86/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20368 THE GRANADA — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20368 THE GRANADA — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20368 THE GRANADA FAQs
What would the monthly payment be for 20368 THE GRANADA?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,056/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20368 THE GRANADA?+
The most recent tax bill on record (2025) was $4,605. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20368 THE GRANADA?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $1,475,000, this home is listed about 392% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of DEBUIRE INTERNATIONAL REALTY · Sandra Debuire. MLS #OM730877.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunnellon homes, in your inbox
Like 20368 THE GRANADA but not quite? A daily digest of every new listing in Dunnellon — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Cindy to ping you on any price or status change →