18800 NE 248TH TERRACE, FORT MC COY, FL, 32134
Active24 days on marketListed Aug 28, 2026MLS #OM730982
About this home
18800 NE 248TH TERRACE
IF YOU'RE LOOKING FOR....“Off the beaten path,” “peacefully tucked away,” or “a quiet forest retreat” Look@@ ESCAPE TO THE OCALA NATIONAL FOREST! Whether you’re searching for a weekend getaway, winter retreat, or peaceful year-round residence, this cozy 2-bedroom, 1-bath home is a wonderful opportunity to enjoy nature at its finest. The property includes a 10' x 20' storage building and a large barn situated on the additional lot, providing a total of approximately .30 acres. in a quiet neighborhood off the beaten path, yet convenient to lakes, the St. Johns River, boating, hunting, walking trails, and ATV trails. Located approximately 17 miles from Palatka for shopping and everyday conveniences, or visit nearby Salt Springs for local eateries, shopping, and the marina on Lake George—the second-largest lake in Florida. Bring your vision and embrace the peaceful forest lifestyle. MOTIVATED SELLER!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
540
Sqft
0.3 ac
Lot size
1964
Year built
One
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$712 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$712/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Mc Coy actives
$148 vs $195
Days on market
24 vs 24 typical
Where $148/sqft sits among the 59 Fort Mc Coy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
The numbers that matter
The Fort Mc Coy market
$240K → $120K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
22 of 59
Fort Mc Coy actives have cut their price
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 18800 NE 248TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$95,000
18811 NE 248 TERRACE · same community
2 bd · 1 ba · 720 sqft · $132/sqft · 27 DOM
Sold · Jul ’26$145,000
24525 NE 189TH STREET · same community
2 bd · 2 ba · 1,012 sqft · $143/sqft · 90 DOM
Sold · Oct ’25$145,000
12950 NE 245TH PLACE
3 bd · 2 ba · 1,056 sqft · $137/sqft · 349 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18800 NE 248TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18800 NE 248TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18800 NE 248TH TERRACE FAQs
What would the monthly payment be for 18800 NE 248TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $712/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18800 NE 248TH TERRACE?+
The most recent tax bill on record (2025) was $553. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Mc Coy?+
At $79,900, this home is listed about 53% below the Fort Mc Coy median of $169,500. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY 40 · DEBI Sellers. MLS #OM730982.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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