4735 21ST AVENUE N, ST PETERSBURG, FL, 33713
Active25 days on marketListed Aug 27, 2026MLS #OM731102
About this home
4735 21ST AVENUE N
Welcome to this 3 bedroom, 2 bath home in St. Petersburg offering 1,002 sq. ft. of living space. Inside, you’ll find luxury vinyl flooring throughout, a kitchen featuring solid surface countertops, updated cabinetry, tile backsplash and appliances, along with a bright and functional living space. The home also features indoor laundry hookups and sliding glass doors leading to a spacious fenced backyard with a storage shed. Additional updates include roof and HVAC work permitted in 2023. Conveniently located near downtown St. Petersburg, beaches, shopping, dining and I-275 for easy access throughout the Tampa Bay area. Property is being sold as-is. Buyer and buyer’s agent to verify all measurements and information deemed important.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,002
Sqft
0.15 ac
Lot size
1952
Year built
One
Levels
$332
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,716 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,716/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.8%
$/sqft vs St Petersburg actives
$332 vs $305
Days on market
25 vs 57 typical
Where $332/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Disston Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Disston Heights — neighborhood snapshot
Population
20,983
Median age
46
Median income
$80,773
Median home value
$275,163
Avg household
2
Households w/ children
2,024
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
256 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the ST PETERSBURG 33713 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4735 21ST AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$340,000
4755 21ST AVENUE N · same community
3 bd · 1 ba · 1,017 sqft · $334/sqft · 231 DOM
Sold · Jan ’26$245,000
4728 20TH AVENUE N · same community
2 bd · 1 ba · 792 sqft · $309/sqft · 3 DOM
Sold · Nov ’25$465,000
4829 20TH AVENUE N · same community
2 bd · 1 ba · 792 sqft · $587/sqft · 150 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4735 21ST AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4735 21ST AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4735 21ST AVENUE N FAQs
What would the monthly payment be for 4735 21ST AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,716/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4735 21ST AVENUE N?+
The most recent tax bill on record (2025) was $5,416. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4735 21ST AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $332,500, this home is listed about 23% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4735 21ST AVENUE N?+
Northwest Elementary School (elementary), Tyrone Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BLACKHORSE REAL ESTATE LLC · Alanna Mikel. MLS #OM731102.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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