818 SE 3RD STREET, OCALA, FL, 34471
Active24 days on marketListed Aug 28, 2026MLS #OM731232
About this home
818 SE 3RD STREET
Full-sized, genuine historic grandeur set in a minimized abode. Truly lavish for a home with small stats, this 2 bedroom 1 bath with a hard-to-beat downtown location is a perfect starter, an estate down-size, or a central Florida vacation nook with tons of possibilities. With modern amenities, enhanced bungalow charm and just a three block proximity to the Ocala market, you won’t find anything in this prized Historic District with a more attainable price point and a more welcoming, single-story oasis to steal away to at the end of the day. Private and exploding with oversized exterior living space, this one is a day napping in a garden hammock or your evening bistro decked out for social gatherings. Large rooms, stunning heart pine wood, high-ceilings with picture rail and over 2100sf under roof gives this wee historic home a buff profile. Favorite modern twists include a triple-headed marble shower room with built in bench seating, tankless gas hot water heater, nearly 500sf of rear multi-level decking off the new kitchen, and stainless steel appliances. An indoor laundry with its own sink, two fireplaces, mature landscaping, a grand front porch with attached porte-cochere, and a detached garage/workshop with electric, round out your new home. You’re just in time for the holiday golf cart parades! Established, bonded 'community feels' in the heart of Ocala. Zoned R3, this property also offers multi-family flexibility and investment potential beyond the genuine impact of residing in one of Ocala’s earliest memories.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,384
Sqft
0.19 ac
Lot size
1
Garage
1908
Year built
One
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,444 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,444/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$331 vs $180
Days on market
24 vs 53 typical
Where $331/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
224 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 818 SE 3RD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$490,000
712 SE BROADWAY STREET · same community
3 bd · 2 ba · 1,506 sqft · $325/sqft · 4 DOM
Sold · Sep ’25$175,000
223 NE TUSCAWILLA AVENUE · same community
2 bd · 1 ba · 1,143 sqft · $153/sqft · 6 DOM
Sold · May ’26$460,000
605 SE TUSCAWILLA AVENUE · same community
3 bd · 2 ba · 1,739 sqft · $265/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 818 SE 3RD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 818 SE 3RD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
818 SE 3RD STREET FAQs
What would the monthly payment be for 818 SE 3RD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,444/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 818 SE 3RD STREET?+
The most recent tax bill on record (2025) was $4,621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 818 SE 3RD STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $458,000, this home is listed about 53% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 818 SE 3RD STREET?+
Shady Hill Elementary School (elementary), Liberty Middle School (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TIKI-KAT REALTY, LLC · Karen Tennison. MLS #OM731232.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 818 SE 3RD STREET but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tommy to ping you on any price or status change →