4695 N PINE VALLEY LOOP, LECANTO, FL, 34461
Active17 days on marketListed Sep 3, 2026MLS #OM731241
About this home
4695 N PINE VALLEY LOOP
GOLF COURSE VACANT LOT!!! A rare opportunity to create your own custom retreat in the Black Diamond Ranch community of Lecanto. This approximately 0.75-acre homesite located directly on the golf course offers the space and privacy to design a residence perfectly suited to your Florida lifestyle, surrounded by the natural beauty and established elegance of one of Citrus County’s premier golf communities. Nestled along N Pine Valley Loop, this property provides a peaceful setting within a neighborhood known for its impressive custom homes, mature landscaping, and beautiful natural surroundings. Imagine designing a home with expansive outdoor living, a private pool, lush landscaping, and all the details you've envisioned — from the ground up. Black Diamond Ranch offers an exceptional lifestyle with beautifully maintained surroundings, golf, clubhouse amenities, tennis, fitness, dining, and a strong sense of privacy and community. Golf membership is available separately, providing residents the opportunity to enjoy the club’s amenities and renowned courses. Located in Lecanto, the property combines the tranquility of an upscale gated community with convenient access to golfing, shopping, dining, medical facilities, and the surrounding Nature Coast. If you've been waiting for the right opportunity to build a custom home in Black Diamond Ranch, this homesite deserves a closer look.
Facts & features
The home at a glance
0.75 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,489 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,489/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lecanto
Get to know Lecanto. See the full Lecanto guide →
LECANTO 34461 — neighborhood snapshot
Population
13,289
Median age
54.8
Median income
$60,795
Median home value
$287,200
Avg household
2.47
Households w/ children
979
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lecanto market
$340K → $346K
Lecanto median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the LECANTO 34461 median. See the full Lecanto market guide →
Paper trail
This home's history
Reality check
What actually sold near 4695 N PINE VALLEY LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$940,000
4732 N PINE VALLEY LOOP · same community
4 bd · 3.5 ba · 4,129 sqft · $228/sqft · 7 DOM
Sold · Jul ’26$1,300,000
3175 W PEBBLE BEACH COURT · same community
5 bd · 8 ba · 5,736 sqft · $227/sqft · 21 DOM
Sold · Jun ’26$101,200
4 ARIZONA STREET
2 bd · 1 ba · 888 sqft · $114/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4695 N PINE VALLEY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4695 N PINE VALLEY LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4695 N PINE VALLEY LOOP FAQs
What would the monthly payment be for 4695 N PINE VALLEY LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,489/mo — principal and interest, the actual property-tax bill, the $172/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4695 N PINE VALLEY LOOP?+
The association fee works out to $172 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4695 N PINE VALLEY LOOP?+
The most recent tax bill on record (2025) was $968. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4695 N PINE VALLEY LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lecanto?+
At $170,000, this home is listed about 55% below the Lecanto median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4695 N PINE VALLEY LOOP?+
Lecanto Middle School (middle), Lecanto High School (high), Forest Ridge Elementary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MEEK REAL ESTATE SALES, LLC · Amy Meek. MLS #OM731241.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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