14478 SE 107TH TERRACE, SUMMERFIELD, FL, 34491
Active23 days on marketListed Aug 29, 2026MLS #OM731310
About this home
14478 SE 107TH TERRACE
Lakeside Paradise! Welcome to a 4 bedroom beauty with 3 full baths, 2 half baths and over 3200 sq ft of functional, flexible space. The large windows and rooftop terrace are a great way to enjoy the beautiful lake views. At the last portion of a private road, you'll have no traffic and a great place to walk. The home has been updated with a new high-end metal roof in 2021 and a new HVAC system in 2023. Spacious laundry room, primary suite, deck/dock, and breezeway will give you plenty of room to live comfortably and to host plenty of your friends. The home is equipped with extra space for parking and an over capable water treatment system. You can hop right on the boat for a few hours of fishing or for a dinner cruise to Eaton's Beach. The meticulous maintenance and attention to detail leave little to be desired and the elements of cozy charm will show you why this house feels so much like home. Come look and enjoy the view!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,258
Sqft
0.33 ac
Lot size
2
Garage
1974
Year built
Two
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,898 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,898/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Summerfield actives
$184 vs $186
Days on market
23 vs 53 typical
Where $184/sqft sits among the 380 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $269K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
183 of 380
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 118% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 14478 SE 107TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$790,000
10900 SE TIMUCUAN ROAD
3 bd · 2 ba · 2,440 sqft · $324/sqft · 178 DOM
Sold · Nov ’25$440,000
9651 SE 137TH STREET ROAD
3 bd · 2 ba · 2,411 sqft · $182/sqft · 0 DOM
Sold · Sep ’26$365,000
9687 SE 137TH STREET ROAD
3 bd · 2 ba · 2,411 sqft · $151/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 14478 SE 107TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14478 SE 107TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14478 SE 107TH TERRACE FAQs
What would the monthly payment be for 14478 SE 107TH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,898/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14478 SE 107TH TERRACE?+
The most recent tax bill on record (2025) was $3,307. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $599,999, this home is listed about 106% above the Summerfield median of $291,200. The market section on this page shows how the area is trending.
Which schools are assigned to 14478 SE 107TH TERRACE?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA ADVANTAGE REALTY GROUP · Darryl Stevens, II. MLS #OM731310.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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