
2209 HIDDEN CREEK CIRCLE, SEBRING, FL, 33870
Active40 days on marketListed Sep 1, 2026MLS #OM731349
About this home
2209 HIDDEN CREEK CIRCLE
Welcome to the HIGHLY DESIRED 55+ community of Hidden Creek Villas in Sebring, FL! This villa masters first impressions with superior curb appeal boasting a beautifully landscaped yard and attractive brick facing exterior! Upon entering the home, you will continue to be impressed with the 11' high vaulted ceilings, spotlessly clean interior, and welcoming ambiance of the home! Two large bedrooms on a split floor plan, two well-appointed full bathrooms, a centrally located well-appointed kitchen, and generous living square footage will allow for an enjoyable, easygoing Florida lifestyle! This unit also offers a wonderful screened-in front porch, a 10’x16’ Florida room under air, AND an adjacent concrete patio at the back of the home! You will truly enjoy the centrally located light & bright clean kitchen showcasing plenty of solid surface counterspace, stainless steel appliances, spotlessly clean wood cabinets, filtered water spigot near the refrigerator, and an over the sink view of the back yard! The central main living area offers plenty of space for flexibility with furniture placement and is light & bright thanks to the large front window showcasing a pretty view of the front yard! This unit offers a separate walk-in closet/pantry adjacent to the living and dining rooms. Carpet, tile and manufactured wood laminate flooring offered throughout the home. The primary suite features a bay window, a walk-in closet, and shower with sliding glass doors in the attached bathroom. The 2nd bedroom and bathroom are on the opposite side of the home to allow privacy for your visiting guests. Spacious 1 car garage provides for covered parking outside of the Florida weather and a designated space for the washer, dryer, and water heater. City of Sebring water and Septic Tank utilities. Electric water heater 2004, HVAC System updated in 2018, new roof installed in 2022. The highly sought-after community of Hidden Creek Villas allows pets (up to 2 pets, 25 lbs. per pet). The monthly HOA fee of only $160 covers the maintenance of the common areas, lawn, sprinkler system maintenance, and access to the community's heated pool, workout room, & clubhouse. Conveniently located within minutes of retail shopping, grocery stores, restaurants, hospitals, and direct access to Lakeview Drive less than 2 miles away from the public boat ramp to Lake Jackson!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,281
Sqft
0.14 ac
Lot size
1
Garage
1987
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,946 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,946/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.6%
$/sqft vs Sebring actives
$179 vs $181
Days on market
40 vs 86 typical
Where $179/sqft sits among the 175 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33870 — neighborhood snapshot
Population
25,067
Median age
52
Median income
$50,606
Median home value
$154,300
Avg household
2.18
Households w/ children
2,349
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$265K → $274K
Sebring median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
82 of 175
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the SEBRING 33870 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 2209 HIDDEN CREEK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$226,500
2500 HIDDEN CREEK CIRCLE
2 bd · 2 ba · 1,281 sqft · $177/sqft · 0 DOM
Sold · Dec ’25$244,000
1321 SUNSET DRIVE
3 bd · 1 ba · 1,308 sqft · $187/sqft · 3 DOM
Sold · Oct ’25$200,000
3726 SUNBIRD CIRCLE
2 bd · 2 ba · 1,337 sqft · $150/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 2209 HIDDEN CREEK CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2209 HIDDEN CREEK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2209 HIDDEN CREEK CIRCLE FAQs
What would the monthly payment be for 2209 HIDDEN CREEK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,946/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2209 HIDDEN CREEK CIRCLE?+
The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2209 HIDDEN CREEK CIRCLE?+
The most recent tax bill on record (2025) was $2,119. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2209 HIDDEN CREEK CIRCLE?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $229,000, this home is listed about 22% below the Sebring median of $294,385. The market section on this page shows how the area is trending.
Which schools are assigned to 2209 HIDDEN CREEK CIRCLE?+
Fred Wild Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY PLUS · Emily Jones. MLS #OM731349.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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