13780 SW 115TH CIRCLE, DUNNELLON, FL, 34432
Active1 days on marketListed Aug 31, 2026MLS #OM731399
About this home
13780 SW 115TH CIRCLE
Sensibly priced home with the opportunity to make it your own! This desirable open floor plan has split bedrooms with 1,526 total square feet of living space. The bonus/lanai room with ceiling fans is 240 square feet for extra living space. The 440 sq ft garage has a screen, a washer/dryer, a laundry tub and extra refrigerator for cold beverages. The separate 100 sq foot garage is perfect for your golf cart or extra storage. The kitchen has a new stainless refrigerator. Roof 2024, HVAC 2012, Hot water heater 2020. Spruce Creek Preserve is an active gated community with low monthly HOA fee of $209.The featured amenities are a club house with pool, tennis courts, shuffleboard, fitness center, library, billiards, golf course and many more social activities. The community is located less than 4 miles to a hospital, Walmart Supercenter, restaurants and more!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,526
Sqft
0.23 ac
Lot size
2
Garage
1996
Year built
One
Levels
$125
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,880 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,880/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.8%
$/sqft vs SPRUCE CREEK PRESERVE
$125 vs $148
Days on market
1 vs 35 typical
Where $125/sqft sits among the 6 homes for sale in SPRUCE CREEK PRESERVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
4 of 6
SPRUCE CREEK PRESERVE have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 13780 SW 115TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$217,000
11628 SW 140TH LOOP · same community
2 bd · 2 ba · 1,536 sqft · $141/sqft · 210 DOM
Sold · Mar ’26$207,500
11287 SW 136TH PLACE · same community
2 bd · 2 ba · 1,446 sqft · $143/sqft · 111 DOM
Sold · May ’26$195,000
13710 SW 112TH CIRCLE · same community
2 bd · 2 ba · 1,446 sqft · $135/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13780 SW 115TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13780 SW 115TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13780 SW 115TH CIRCLE FAQs
What would the monthly payment be for 13780 SW 115TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,880/mo — principal and interest, the actual property-tax bill, the $209/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13780 SW 115TH CIRCLE?+
The association fee works out to $209 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13780 SW 115TH CIRCLE?+
The most recent tax bill on record (2025) was $3,705. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13780 SW 115TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $190,000, this home is listed about 38% below the Dunnellon median of $305,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13780 SW 115TH CIRCLE?+
Sunrise Elementary School (elementary), Horizon Academy At Marion Oaks (middle), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Amy Ow. MLS #OM731399.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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