5235 SW 88TH CIRCLE, OCALA, FL, 34481
Active20 days on marketListed Sep 1, 2026MLS #OM731424
About this home
5235 SW 88TH CIRCLE
Backing to the picturesque grounds of Live Oak Stud Farm, this exceptional Stellar model in Stone Creek offers 2,500+ square feet of beautifully designed living space, thoughtful upgrades, and expansive views of the scenic landscape from your own backyard. Inside, the light-filled, open-concept design features 10'4" ceilings, 8' doors, luxury vinyl plank flooring in all rooms with tile in the wet areas, custom lighting, DC motor ceiling fans, and 2" faux wood blinds. The spacious kitchen is designed for both everyday living and entertaining with upgraded cabinetry including 42 inch upper cabinets, soft close double roll out trays in bottom cabinetry, quartz countertops, subway tile backsplash, KitchenAid built-in oven and microwave, expansive center island and a large walk-in pantry. The kitchen flows seamlessly into the dining and gathering areas, creating an inviting central living space. The thoughtfully designed split-bedroom floor plan offers three bedrooms, three full baths, and a separate den/flex room. The spacious primary suite is privately positioned at the rear of the home and features a generous walk-in closet and private bath, while the additional bedrooms are situated in separate areas for added privacy. Outdoor living is a highlight, with a screened lanai opening to an expansive paver patio overlooking the beautiful grounds of Live Oak Stud Farm. Whether enjoying morning coffee or relaxing at the end of the day, the setting provides an extraordinary backdrop that is difficult to duplicate. Additional features include upgraded landscaping, hardscape planters and concrete edging, a widened paver driveway and walkway, whole-house water softener and filtration system, custom built-in drop zone, laundry cabinetry and utility sink, additional whole house attic insulation and whole-house gutters. The 3-car garage features a 4 foot garage extension, insulated garage doors, painted and sealed floor, automatic garage door screen, utility sink, ceiling-mounted organizer shelf, and pull-down attic access with 8' x 8' additional storage space. Located within Stone Creek, one of Ocala's premier 55+ communities, this beautifully appointed Stellar combines newer construction, exceptional indoor and outdoor living spaces, extensive owner-added features, and a truly special backyard setting. Residents of Stone Creek enjoy a multitude of amenities including a resort style outdoor pool and indoor heated lap pool, relaxing hot tubs, sauna and steam rooms, fitness center, pickleball, tennis, softball and numerous social clubs. Located just outside the entrance of Stone Creek is an eighteen-hole championship golf course, pro shop and on-site restaurant, The Grille. Schedule your tour today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,514
Sqft
0.18 ac
Lot size
3
Garage
2024
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,498 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,498/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.5%
$/sqft vs Ocala actives
$254 vs $180
Days on market
20 vs 53 typical
Where $254/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
224 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 167% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5235 SW 88TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$540,000
6357 SW 97TH TERRACE ROAD
3 bd · 3 ba · 2,512 sqft · $215/sqft · 189 DOM
Sold · May ’26$717,000
6369 SW 97TH TERRACE ROAD
3 bd · 3 ba · 2,512 sqft · $285/sqft · 28 DOM
Sold · Jan ’26$520,000
9777 SW 63RD LOOP
3 bd · 3 ba · 2,501 sqft · $208/sqft · 182 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5235 SW 88TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5235 SW 88TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5235 SW 88TH CIRCLE FAQs
What would the monthly payment be for 5235 SW 88TH CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,498/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5235 SW 88TH CIRCLE?+
The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5235 SW 88TH CIRCLE?+
The most recent tax bill on record (2025) was $3,961. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5235 SW 88TH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $639,000, this home is listed about 114% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5235 SW 88TH CIRCLE?+
West Port High School (high), Saddlewood Elementary School (elementary), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLSTARS REALTY · Marcia Kasper. MLS #OM731424.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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