157 SPRUCE ROAD, OCALA, FL, 34472
Active41 days on marketListed Sep 1, 2026MLS #OM731509
About this home
157 SPRUCE ROAD
Welcome home to this beautifully maintained 2019 concrete block home that looks and feels like brand new! Bright, clean, and truly move-in ready, this home offers modern comfort in a quiet and peaceful neighborhood. Enjoy your morning coffee or relax in the evening on the inviting front balcony. The fully fenced yard provides plenty of privacy and space for pets, entertaining, or simply enjoying the Florida lifestyle. You'll also appreciate the extended concrete driveway and side parking pad, giving you extra room for guests, recreational vehicles, or additional parking. Recent upgrades include a BRAND-NEW WELL PUMP AND TANK installed in 2026, providing added value and peace of mind. Conveniently located just minutes from shopping, dining, schools, and major roadways, you get the peaceful setting you want without giving up everyday convenience. Built in 2019. Concrete block construction. Fully fenced. New well pump and tank. Extra parking. Move-in ready. This home has been exceptionally cared for and truly feels like new. Just bring your belongings and move right in!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,072
Sqft
0.23 ac
Lot size
1
Garage
2019
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,750 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,750/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.4%
$/sqft vs SILVER SPGS SHORES UN 13
$214 vs $183
Days on market
41 vs 74 typical
Where $214/sqft sits among the 6 homes for sale in SILVER SPGS SHORES UN 13
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
3 of 6
SILVER SPGS SHORES UN 13 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 157 SPRUCE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$201,000
170 SPRUCE ROAD · same community
3 bd · 2 ba · 1,014 sqft · $198/sqft · 170 DOM
Sold · Nov ’25$249,995
11 EMERALD TRAIL · same community
3 bd · 2 ba · 1,209 sqft · $207/sqft · 331 DOM
Sold · Jun ’26$273,000
2 OAK TRAIL · same community
3 bd · 2 ba · 1,380 sqft · $198/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 157 SPRUCE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 157 SPRUCE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
157 SPRUCE ROAD FAQs
What would the monthly payment be for 157 SPRUCE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,750/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 157 SPRUCE ROAD?+
The most recent tax bill on record (2025) was $1,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 157 SPRUCE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $229,900, this home is listed about 23% below the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 157 SPRUCE ROAD?+
Legacy Elementary School (elementary), Lake Weir High School (high), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL REALTY SOLD GUARANTEE · Scott Coldwell. MLS #OM731509.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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