12910 W HIGHWAY 328, OCALA, FL, 34482
Active20 days on marketListed Sep 22, 2026MLS #OM731568
About this home
12910 W HIGHWAY 328
The location of this 12+ acre farm is truly exceptional! Just 8 minutes from the World Equestrian Center, you'll have easy access to world-class equestrian events and competition, as well as fine dining, shopping, and entertainment. A new driveway provides a welcoming approach to the property, while the mature landscaping and beautiful established oak trees throughout the grounds create a private and picturesque setting. Enjoy the privacy and beauty of a substantial equestrian property while remaining close to the amenities that make Ocala one of the country's premier horse destinations. The property features 8 well-maintained paddocks and a 9-stall center-aisle barn that includes a bathroom, air-conditioned tack room and feed room, fans, and excellent ventilation. Additional sheds provide convenient storage for equipment, tools, and other farm essentials. A covered Dressage arena provides a great space for training and riding in various weather conditions, with an area for spectators to comfortably watch lessons and training sessions. The layout offers a practical and functional setup for horses and their owners. The 3-bedroom, 2.5-bath home is comfortable and inviting, with high ceilings and a combination of tile and wood flooring, along with carpet in select bedrooms for added comfort. The kitchen was renovated in 2026, offering an updated and functional space for cooking and entertaining. The home includes a formal dining room, dedicated office space, 2-car garage, and spacious laundry room with ample counter and cabinet space and a wine cooler. French doors open from the living room to a screened-in, in-ground pool and lounge area, creating an inviting space to relax or entertain. For added convenience, the home's half bath is also accessible directly from the pool area. A new roof was installed in 2025, adding to the home's recent updates. With its combination of acreage, established landscaping, beautiful oak trees, functional equestrian facilities, recent improvements, and convenient location near WEC, this property offers an opportunity to enjoy the best of Ocala's horse country while remaining close to dining, shopping, equestrian events, and other area amenities!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,366
Sqft
12.77 ac
Lot size
2
Garage
2003
Year built
One
Levels
$801
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,492 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,492/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+87.3%
$/sqft vs Ocala actives
$801 vs $180
Days on market
20 vs 73 typical
Where $801/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
219 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 629% above the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 12910 W HIGHWAY 328
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$380,000
9 HIALEAH DRIVE
3 bd · 2.5 ba · 2,293 sqft · $166/sqft · 238 DOM
Sold · Aug ’26$490,000
1370 NW 120TH AVENUE
3 bd · 3 ba · 2,220 sqft · $221/sqft · 473 DOM
Sold · Sep ’26$975,000
4 MIDDLEGROUND ROAD
4 bd · 2 ba · 2,134 sqft · $457/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12910 W HIGHWAY 328 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12910 W HIGHWAY 328 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12910 W HIGHWAY 328 FAQs
What would the monthly payment be for 12910 W HIGHWAY 328?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,492/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12910 W HIGHWAY 328?+
The most recent tax bill on record (2025) was $4,748. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $1,895,000, this home is listed about 534% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12910 W HIGHWAY 328?+
Fessenden Elementary School (elementary), North Marion Middle School (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OCALA HORSE PROPERTIES, LLC · Matt Varney. MLS #OM731568.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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