CENTURY 21 Edge
$1,700,0004 bd4 ba4,310 sqft$394 /sqft≈$11,064 /mo all-in ↓

9180 SW 14TH AVENUE, OCALA, FL, 34476

Active1 days on marketListed Oct 11, 2026MLS #OM731720

Private poolSingle Family ResidenceSPRING GROVE

About this home

9180 SW 14TH AVENUE

REFINED COUNTRY LIVING. EXCEPTIONAL CRAFTSMANSHIP. AN EQUESTRIAN LIFESTYLE. Discover an extraordinary custom estate nestled on nearly four picturesque acres within Spring Grove, one of Ocala's distinctive gated equestrian communities. Offering privacy, timeless architecture, and beautifully updated living spaces, this four-bedroom, three-full- and two-half-bath residence combines the serenity of country living with the sophistication of a luxury retreat. Conveniently located within minutes to the Florida Horse Park, this distinctive community captures the charm and elegance of Ocala's equestrian lifestyle. Built with superior Insulated Concrete Form (ICF) construction, the residence reflects an emphasis on quality, durability, and energy efficiency. Soaring ceilings, elegant crown molding, custom built-ins, and an inviting fireplace complement the spacious interiors. The beautifully appointed gourmet kitchen features a new Sub-Zero refrigerator/freezer, Wolf eight-burner gas range/oven, pot filler, custom cabinetry, updated lighting, and an expansive center island. Motorized blinds and plantation shutters installed throughout in 2024 add a sophisticated finishing touch. The generous primary suite offers beautifully organized California Closets, while the thoughtfully designed split-bedroom floor plan provides comfort and privacy for family and guests. An expansive upstairs bonus room, enhanced with custom Kitchen Wise cabinetry and new mini-split climate control in 2026, offers flexible space for a media room, home office, recreation room, or additional guest accommodations. Two separate HVAC systems serve opposite sides of the main residence. OUTDOOR LIVING IS AN EXPERIENCE ALL ITS OWN. A beautifully designed swimming pool and expansive Shark Coated deck create the centerpiece of an exceptional private retreat. Within the wrought-iron-fenced pool area, a spacious freestanding bathhouse with a half bath provides added convenience for guests. Custom stone features incorporate a built-in BBQ grill, sink, and bar, while a separate professionally designed gathering area invites evenings around the fire pit, featuring raised seating, attractive stone border walls, and low-maintenance landscaping. These extensive 2025 enhancements create an extraordinary setting for entertaining or simply enjoying Florida's beautiful weather. Substantial recent improvements include NEW METAL ROOFS on both the residence and detached garage in January 2024 (approximately $200,000 investment), a tankless water heater, updated carpeting, new washer and dryer, refreshed interiors, and numerous additional upgrades. A whole-house propane generator and newer well provide additional peace of mind. Car enthusiasts, hobbyists, and equestrians will appreciate the impressive five-car garage configuration, including a substantial detached workshop with dedicated electrical service, water, and approximately 1,200 square feet of floored upper-level storage. An additional approximately 40' x 38' covered area offers further possibilities for storage, or equestrian-related uses. Mature trees, fruit trees, and an adjoining bridle run complete this beautiful country setting. MORE THAN A RESIDENCE, THIS IS A LIFESTYLE—where thoughtful luxury, generous spaces, exceptional outdoor entertaining, and the peaceful beauty of Ocala's equestrian countryside come together.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

4,310

Sqft

3.86 ac

Lot size

5

Garage

2008

Year built

Two

Levels

$394

Per sqft

Private poolFireplace

Inside

FlooringTile · Travertine · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Freezer · Gas Cooktop · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Chair Rail · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionICFs (Insulated Concrete Forms)
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side · Ground Level · Other · Oversized · Workshop in Garage
ExteriorCourtyard · Fire Pit · Irrigation System · Lighting · Outdoor Shower · Private Mailbox · Rain Gutters · Sidewalk · Storage

Community & fees

HOA fee$42/mo
Taxes (2025)$12,619/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Gated Community - No Guard · Horses Allowed

Utilities & systems

UtilitiesPropane · Underground Utilities
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$11,064 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,173
PMI (est., until 20% equity)$638
Property tax — 2025 actual bill$1,052
HOA fee — from the listing$42
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $170,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $170,000
Interest rate6.00%
Loan term

Estimated payment

$11,064/mo

Principal & interest$9,173
PMI (est., until 20% equity)$638
Property taxes (actual bill)$1,052
HOA / condo fee$42
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.7M
$934KedgeAI estimate $1,081,097 · range $973K–$1.2M$1.8M

vs edgeAI estimate

+57.2%

Days on market

1 vs 74 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Drive times from this address

Downtown Orlando≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleHorizon Academy At Marion Oaks★★★★★
ElementarySunrise Elementary School★★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$285K → $284K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 493% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

Oct 11, 2026Listed at $1,700,000 · 1 days on market since
2008Built · SPRING GROVE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9180 SW 14TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9180 SW 14TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9180 SW 14TH AVENUE FAQs

What would the monthly payment be for 9180 SW 14TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,064/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9180 SW 14TH AVENUE?+

The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9180 SW 14TH AVENUE?+

The most recent tax bill on record (2025) was $12,619. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9180 SW 14TH AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $1,700,000, this home is listed about 468% above the Ocala median of $299,180. The market section on this page shows how the area is trending.

Which schools are assigned to 9180 SW 14TH AVENUE?+

Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,700,000 runs 493% above the OCALA 34476 median — but at 4,310 sqft it's also nearly 2 times the size of the typical Ocala listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Ocala market that averages 74 — if it fits, move quickly.

Listing courtesy of MEADOWS REALTY, LLC · Sherri Meadows. MLS #OM731720.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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