4901 SW 45TH STREET, OCALA, FL, 34474
Active17 days on marketListed Sep 4, 2026MLS #OM731756
About this home
4901 SW 45TH STREET
Short Sale. Come take a look at this charming 2-bedroom, 2.5-bath townhome located in the desirable gated Wynchase at Fore Ranch community in SW Ocala. Offering approximately 1,134 square feet of living space, this two-story home features a comfortable, functional layout with the main living areas downstairs and both bedrooms upstairs for added privacy. The first floor offers a spacious living area, dining space, kitchen, convenient half bath, and access to the screened rear patio—perfect for enjoying your morning coffee or relaxing at the end of the day. Upstairs you’ll find two bedroom suites, each with its own private bathroom, along with a conveniently located inside laundry closet. Enjoy low-maintenance living along with an impressive selection of community amenities, including a community pool, clubhouse, fitness center, tennis courts, playground, sidewalks, and recreational areas. With its manageable size, convenient location, and community amenities, this property is a great option for a first-time homebuyer looking to make homeownership a reality or an investor looking to add an Ocala townhome to their portfolio. Conveniently located near shopping, dining, medical facilities, schools, SR 200 and I-75, this home puts many of Ocala’s everyday conveniences within easy reach. Whether you’re buying your first home or searching for your next investment opportunity, 4901 SW 45th Street is one you’ll want to see!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,134
Sqft
0.02 ac
Lot size
2007
Year built
Two
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,991 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,991/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.2%
$/sqft vs WYNCHASE TWNHMS
$176 vs $139
Days on market
17 vs 53 typical
Where $176/sqft sits among the 10 homes for sale in WYNCHASE TWNHMS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34474 — neighborhood snapshot
Population
20,497
Median age
38.4
Median income
$62,150
Median home value
$177,800
Avg household
2.39
Households w/ children
2,288
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
4 of 10
WYNCHASE TWNHMS have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the OCALA 34474 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4901 SW 45TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$190,000
4478 SW 49TH AVENUE · same community
2 bd · 2.5 ba · 1,134 sqft · $168/sqft · 46 DOM
Sold · Sep ’26$145,000
4471 SW 49TH AVENUE · same community
2 bd · 2.5 ba · 1,134 sqft · $128/sqft · 40 DOM
Sold · Jul ’26$162,000
4814 SW 44TH CIRCLE · same community
2 bd · 2.5 ba · 1,134 sqft · $143/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4901 SW 45TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4901 SW 45TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4901 SW 45TH STREET FAQs
What would the monthly payment be for 4901 SW 45TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,991/mo — principal and interest, the actual property-tax bill, the $315/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4901 SW 45TH STREET?+
The association fee works out to $315 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4901 SW 45TH STREET?+
The most recent tax bill on record (2025) was $3,042. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4901 SW 45TH STREET?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $199,500, this home is listed about 33% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4901 SW 45TH STREET?+
College Park Elementary School (elementary), West Port High School (high), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Stephanie Williams. MLS #OM731756.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 4901 SW 45TH STREET but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Jillian to ping you on any price or status change →