13089 SW 78TH PLACE, DUNNELLON, FL, 34432
Active29 days on marketListed Sep 12, 2026MLS #OM731957
About this home
13089 SW 78TH PLACE
Welcome to this beautifully crafted upgraded Martina Model, where timeless farmhouse charm meets modern luxury and everyday functionality. Situated on 1.16 peaceful acres in Rolling Hills, this stunning 4-bedroom, 3-full-bath home with a 2-car garage features an enhanced floor plan with an additional full bathroom compared with the standard 2-bath Martina Model, offering added comfort, privacy, and convenience. Inside, soaring vaulted ceilings, an open-concept layout, waterproof laminate flooring, and a custom electric fireplace create a warm and inviting atmosphere. The gourmet kitchen is designed to impress with quartz countertops, a waterfall island with built-in drawer microwave, farmhouse sink, custom range hood with exterior exhaust, pot filler, walk-in pantry, and premium appliances. French doors open to the covered lanai, creating a seamless connection between indoor and outdoor living. The spacious primary suite offers a tray ceiling, generous walk-in closet, and spa-inspired bath with dual vanities and a large walk-in shower featuring a built-in bench and frameless glass enclosure. The three full bathrooms provide excellent flexibility for family and guests, while the expansive front porch, covered lanai, and generous acreage offers plenty of space to relax and enjoy the peaceful surroundings. Conveniently located near the World Equestrian Center, Rainbow Springs, and I-75, this upgraded Martina Model combines space, quality, and thoughtful design in a beautiful country setting.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,163
Sqft
1.16 ac
Lot size
2
Garage
2026
Year built
One
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,514 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,514/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+71.3%
$/sqft vs Dunnellon actives
$243 vs $188
Days on market
29 vs 67 typical
Where $243/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
170 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 110% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 13089 SW 78TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$630,000
7399 SW 140TH AVENUE · same community
3 bd · 2 ba · 2,159 sqft · $292/sqft · 21 DOM
Sold · Aug ’26$494,000
7960 SW 121ST TERRACE · same community
3 bd · 2.5 ba · 2,355 sqft · $210/sqft · 35 DOM
Sold · Jul ’26$349,900
12347 SW 75TH STREET · same community
3 bd · 2 ba · 1,939 sqft · $180/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13089 SW 78TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13089 SW 78TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13089 SW 78TH PLACE FAQs
What would the monthly payment be for 13089 SW 78TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,514/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13089 SW 78TH PLACE?+
The most recent tax bill on record (2025) was $380. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $524,900, this home is listed about 75% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of GLOBALWIDE REALTY LLC · Miguel Rodriguez. MLS #OM731957.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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