CENTURY 21 Edge
$1,300,0004 bd5 ba4,134 sqft$314 /sqft≈$8,029 /mo all-in ↓

7827 NE 310TH AVENUE, FORT MC COY, FL, 32134

Active14 days on marketListed Sep 26, 2026MLS #OM732318

WaterfrontSingle Family ResidenceYELLOWBLUFF

About this home

7827 NE 310TH AVENUE

**EXPERIENCE THE ULTIMATE LAKE GEORGE WATERFRONT LIFESTYLE!** Welcome to an extraordinary lakefront retreat where luxury, privacy, and Old Florida beauty come together on **2.68 scenic acres overlooking magnificent Lake George**. Offering **4 bedrooms, 4.5 bathrooms, and 4,134 square feet of living space**, this impressive home is designed to capture breathtaking water views while providing the perfect setting for entertaining, relaxing, and enjoying life on the water. Step inside to an inviting open-concept living area where expansive lake views create a spectacular backdrop. The home features a **fireplace, gourmet kitchen with gas cooktop, wet bar, generous workspace, and spacious gathering areas** ideal for entertaining family and friends. The primary suite is a private sanctuary featuring its own balcony overlooking Lake George—an incredible place to enjoy your morning coffee while watching the sunrise over the water. The home also offers a private in-law/guest suite, ideal for extended family, overnight guests, or multi-generational living. The **basement is divided into two separate rooms**, creating additional flexible space with endless possibilities for a game room, home theater, fitness room, office, hobby room, or additional entertaining space. Outside is where this property truly shines. Surrounded by **2.68 acres**, you'll enjoy plenty of room to relax and experience the natural beauty and wildlife of North Central Florida. Outdoor features include multiple balconies, a fire pit, raised garden beds with a drip irrigation system, storage shed, and separate carport. For the boating and fishing enthusiast, this is the Florida lifestyle you've been searching for! A **private approximately 450-foot dock and boathouse** extend out onto Lake George, offering direct access to exceptional fishing, boating, kayaking, swimming, and exploring. Spend the morning fishing from your own dock, launch the boat for a day on the water, or cruise to the crystal-clear waters of **Silver Glen Springs**. From Lake George, enjoy access to the **St. Johns River** and miles of incredible waterways, natural springs, wildlife, and some of Florida's most beautiful scenery. Imagine evenings around the fire pit, mornings watching wildlife along the shoreline, afternoons boating the St. Johns River, and weekends exploring nearby **Silver Glen Springs, Salt Springs, and Juniper Springs**. This isn't simply a waterfront home—it's an opportunity to embrace an exceptional Florida lifestyle. Additional features include a **metal roof, high-impact windows, automatic storm shutters at the primary balcony, two HVAC systems, 500-gallon propane tank, and whole-house Generac generator**, providing added comfort and peace of mind. Whether you're searching for a **luxury full-time residence, private family retreat, or unforgettable waterfront escape**, this one-of-a-kind Lake George property offers the space, privacy, recreation, and waterfront lifestyle that are increasingly difficult to find.

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

4,134

Sqft

2.82 ac

Lot size

2

Garage

1984

Year built

Three Or More

Levels

$314

Per sqft

WaterfrontFireplace

Inside

FlooringVinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · L Dining · PrimaryBedroom Upstairs · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Wet Bar
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesWest
ExteriorBalcony

Community & fees

Taxes (2025)$4,400/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Phone Available
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,029 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,015
PMI (est., until 20% equity)$488
Property tax — 2025 actual bill$367
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $130,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $130,000
Interest rate6.00%
Loan term

Estimated payment

$8,029/mo

Principal & interest$7,015
PMI (est., until 20% equity)$488
Property taxes (actual bill)$367
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Mc Coy actives

$314 vs $193

Days on market

14 vs 56 typical

Where $314/sqft sits among the 55 Fort Mc Coy actives

8
11
15
14
3 · this home
4
$51–107$107–162$162–218$218–273$273–329$329+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort Mc Coy

Get to know Fort Mc Coy. See the full Fort Mc Coy guide →

FORT MC COY 32134 — neighborhood snapshot

Population

7,400

Median age

55

Median income

$46,429

Median home value

$145,500

Avg household

2.3

Households w/ children

570

The numbers that matter

The Fort Mc Coy market

Seller’s marketBalanced — 6.0 months of inventoryBuyer’s market

$240K → $120K

Fort Mc Coy median sold, yr/yr

91.6%

Sale-to-list ratio (12 mo)

23 of 55

Fort Mc Coy actives have cut their price

Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2264% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →

Paper trail

This home's history

Sep 26, 2026Listed at $1,300,000 · 14 days on market since
1984Built · YELLOWBLUFF

Reality check

What actually sold near 7827 NE 310TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8085 NE 310TH AVENUESold · Sep ’26

$975,000

8085 NE 310TH AVENUE

5 bd · 4.5 ba · 3,456 sqft · $282/sqft · 25 DOM

8445 NE 310TH AVENUESold · Oct ’26

$535,000

8445 NE 310TH AVENUE

3 bd · 2 ba · 1,852 sqft · $289/sqft · 32 DOM

9490 NE 306TH AVENUESold · Aug ’26

$185,000

9490 NE 306TH AVENUE

3 bd · 2 ba · 1,600 sqft · $116/sqft · 354 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7827 NE 310TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7827 NE 310TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7827 NE 310TH AVENUE FAQs

What would the monthly payment be for 7827 NE 310TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,029/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7827 NE 310TH AVENUE?+

The most recent tax bill on record (2025) was $4,400. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Fort Mc Coy?+

At $1,300,000, this home is listed about 713% above the Fort Mc Coy median of $160,000. The market section on this page shows how the area is trending.

Listing courtesy of MEADOWS REALTY, LLC · Bert Meadows. MLS #OM732318.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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