11411 SW 138TH LANE, DUNNELLON, FL, 34432
Active30 days on marketListed Sep 16, 2026MLS #OM732379
About this home
11411 SW 138TH LANE
One of a kind within the active, gated 55+ community of Spruce Creek Preserve! This nearly 2,000 sq ft 3-bedroom, 2-bath home is loaded with custom touches and thoughtful updates, including plantation shutters, upgraded tile throughout, gorgeous granite countertops, and stainless steel appliances. Rest comfortably under a 2020 roof and 2018 HVAC system, both with recent inspections and service. Beyond the updates, this home has a warm and welcoming feel from the moment you step inside. Two living areas provide plenty of room to spread out or entertain, while the bar-top kitchen counter and open dining area make hosting easy. Enjoy quiet Florida mornings from the enclosed, screened back patio under roof, complete with vinyl windows, ceiling fans, and a small fenced area just outside. The split floor plan offers added privacy, while the spacious owner’s suite features dual walk-in closets, dual sinks, a separate shower, and soaking tub. Fresh landscaping and a full irrigation system with timer make exterior maintenance easy. The home has been checked, serviced, and prepped for its next owners. Spruce Creek Preserve offers a clubhouse, swimming pool, fitness center, pickleball, trails, numerous clubs and activities, additional storage options, and a public golf course running through the community—all conveniently located between the amenities of Ocala and the natural beauty of Dunnellon and Florida’s Nature Coast.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,974
Sqft
0.2 ac
Lot size
2
Garage
1999
Year built
One
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,101 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,101/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.3%
$/sqft vs Dunnellon actives
$134 vs $184
Days on market
30 vs 67 typical
Where $134/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
178 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 11411 SW 138TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$247,000
11411 SW 138TH LANE · same community
3 bd · 2 ba · 1,974 sqft · $125/sqft · 117 DOM
Sold · Apr ’26$285,000
14049 SW 112TH CIRCLE
3 bd · 2 ba · 1,988 sqft · $143/sqft · 12 DOM
Sold · Aug ’26$249,000
11268 SW 139TH PLACE
2 bd · 2 ba · 1,949 sqft · $128/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11411 SW 138TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11411 SW 138TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11411 SW 138TH LANE FAQs
What would the monthly payment be for 11411 SW 138TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,101/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11411 SW 138TH LANE?+
The most recent tax bill on record (2024) was $3,244. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11411 SW 138TH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $264,000, this home is listed about 12% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11411 SW 138TH LANE?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Michael Buteau Jr, PA. MLS #OM732379.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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