19970 SW 54TH STREET, DUNNELLON, FL, 34431
Active23 days on marketListed Sep 18, 2026MLS #OM732529
About this home
19970 SW 54TH STREET
Welcome to this gated, beautiful family compound where there’s no place like home! Fully redone brand new custom block home sitting on 2 acres nestled right in a beautiful neighborhood in Dunnellon. Envision opening up your new gate into your family compound where this beautiful family home awaits and large outside oasis. This home is a four bedroom, three full baths and 1/2 bath home. This home has been loved and customized to suit from the paint on the walls to the tile on the floor. Spectacular color palette is light and bright and welcomes all natural light creating an airy and relaxing environment. The large master bedroom has its own laundry shoot in the master bath that can be retrieved from the laundry room. What an extraordinary convenience! This home has recently had a brand new roof installed, all appliances are only a few years old. This home sits on two separate lots, but are fully perimeter. Fenced for one family compound. So technically two parcels paired together in this one sale. The main parcel where the resident sits is .92 acres accompanied by a second parcel which consist of a full 1.06 acres. Enjoy this outside oasis with fully in screened and gazebo perfect for summertime barbecues and relaxing with friends and family. Check out the enormous fire pit area which only adds to the fun, summertime activities that can be had here with friends and family. The colorful outhouse is a fully equipped outside restroom facility for guest and family alike during the summertime fun. His home had a pre-sale appraisal and is listed $25,000 under appraised value. Schedule a showing today as this one is when you won’t want to miss.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,428
Sqft
2.02 ac
Lot size
2
Garage
2006
Year built
One
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,080 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,080/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34%
$/sqft vs Dunnellon actives
$257 vs $187
Days on market
23 vs 67 typical
Where $257/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
170 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1388% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 19970 SW 54TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$288,900
19855 SW 59TH LANE · same community
3 bd · 2 ba · 1,663 sqft · $174/sqft · 7 DOM
Sold · Jun ’26$285,000
19873 SW 59TH LANE · same community
3 bd · 2 ba · 1,569 sqft · $182/sqft · 35 DOM
Sold · Jun ’26$265,000
5092 SW 197TH TERRACE · same community
3 bd · 2 ba · 1,553 sqft · $171/sqft · 248 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 19970 SW 54TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19970 SW 54TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19970 SW 54TH STREET FAQs
What would the monthly payment be for 19970 SW 54TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,080/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19970 SW 54TH STREET?+
The most recent tax bill on record (2025) was $3,771. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $624,900, this home is listed about 108% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 19970 SW 54TH STREET?+
Dunnellon Middle School (middle), Dunnellon Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GLOBALWIDE REALTY LLC · Alison Langer. MLS #OM732529.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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