
16239 SE 84TH TERRACE, SUMMERFIELD, FL, 34491
Active19 days on marketListed Sep 22, 2026MLS #OM732708
About this home
16239 SE 84TH TERRACE
Welcome to this beautifully appointed home available for immediate occupancy. Situated on a desirable corner lot, this 3-bedroom, 2-bath home combines an open-concept layout with a thoughtfully designed split-bedroom floor plan. The spacious main living areas feature luxury vinyl plank flooring, 9-foot ceilings, Cambridge-style interior doors, rounded baseboards, double-pane windows, and upgraded recessed lighting throughout. The stunning open kitchen is designed for both everyday living and entertaining, featuring 42-inch soft-close shaker cabinetry, granite countertops, stainless steel appliances, a contemporary center island and a walk-in pantry. The private primary suite is located toward the rear of the home and offers upgraded plush carpeting and an impressive ensuite bathroom. The primary bath features dual vanities, a tiled walk-in shower, and an oversized walk-in closet. At the front of the home, the generously sized second and third bedrooms are conveniently positioned around a Jack-and-Jill bathroom, which includes a bathtub, tiled shower, and recessed storage niche. Outside, a spacious covered porch provides additional space to enjoy the backyard. Conveniently located just minutes from The Villages, with its extensive dining, entertainment, shopping, and recreational options. Grocery stores and everyday conveniences are nearby, with easy access to the Florida Turnpike for commuting and travel. This move-in-ready home offers the opportunity to enjoy modern finishes, a functional floor plan, and an excellent location. Move-in Costs are First month's rent ($2,200), Las month's rent ($2,200) and Security Deposit ($2,200). Tenant application approval is required.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,800
Sqft
0.22 ac
Lot size
2
Garage
2022
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Summerfield actives
$1 vs $184
Days on market
19 vs 70 typical
Where $1/sqft sits among the 376 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
174 of 376
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 16239 SE 84TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$282,000
8335 SE 162ND PLACE · same community
4 bd · 2 ba · 2,088 sqft · $135/sqft · 395 DOM
Sold · Jun ’26$180,000
16160 SE 97TH TERR ROAD · same community
2 bd · 2 ba · 960 sqft · $188/sqft · 113 DOM
Sold · Feb ’26$144,000
8365 SE 162ND PLACE · same community
2 bd · 1 ba · 672 sqft · $214/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16239 SE 84TH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16239 SE 84TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16239 SE 84TH TERRACE FAQs
What would the monthly payment be for 16239 SE 84TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 16239 SE 84TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $2,200, this home is listed about 99% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16239 SE 84TH TERRACE?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BASSETT PREMIER REALTY INC · Carolyn Maldonado Dominguez. MLS #OM732708.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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