CENTURY 21 Edge
$2,590,5006 bd5.5 ba6,780 sqft$382 /sqft≈$16,050 /mo all-in ↓

130 HARDESTY LAKE ROAD, INTERLACHEN, FL, 32148

Active6 days on marketListed Oct 5, 2026MLS #OM732942

WaterfrontPrivate poolSingle Family ResidenceNON-SUB

About this home

130 HARDESTY LAKE ROAD

A remarkable lakefront estate unfolds across approximately 14.07 acres with 318 feet of frontage on 44-acre, spring-fed Hardesty Lake, combining waterfront access, expansive acreage and substantial residential and recreational space. This distinctive Interlachen property encompasses two parcels and features a two-story main residence, pool and spa, covered boat dock and private boat ramp, a detached six-car garage with a two-bedroom apartment and an additional two-car aluminum barn. Approximately 6.84 acres contain the residence, garage and barn, while 7.23 acres are cleared, undeveloped land. Built in 2008, the two-story main residence offers approximately 4,506 square feet under heat and air with four bedrooms and three baths. The first floor opens with a vaulted foyer, marble flooring and a distinctive staircase and upper walkway. The living and family rooms are connected by a double-sided fireplace, while the family room features travertine flooring and a custom bar. The kitchen, living room and dining room capture views of the pool and lake. The kitchen features a large granite island, granite countertops, custom cabinetry, two sinks, two disposals and gas cooking. An adjacent kitchenette and walk-in wine room with a cooling system and custom door complete the space. Additional details include 10-foot ceilings, crown molding, marble windowsills and baseboards, designer doors and chandeliers. Upstairs, the primary suite features a fireplace, wet bar with mini refrigerator, built-in walk-in closet and access to a screened balcony. The marble primary bath includes a walk-in double shower, two sinks with granite countertops, a jetted tub and separate vanity area. A den/office with built-in shelving and French doors also opens to the balcony. Two additional upstairs bedrooms share a Jack-and-Jill bath, with one providing balcony access and views of the pool and lake. Outdoor living centers around the pool with a multilevel stone waterfall, additional water features and spa, complemented by the fenced backyard, pool storage room, upper deck and exterior spiral staircase connecting to the pool deck. A circular paver driveway with a fountain garden leads to the residence, while a lighted main gate marks the property entrance. A covered walkway connects the main residence to the detached two-story garage. The garage provides six-car capacity with space to accommodate a 27-foot boat, automatic garage doors, drive-through capability, a half bath and dry sauna. Above, approximately 2,200 square feet of conditioned living space includes two bedrooms, two baths and an open kitchen, dining and living area. The apartment features quartz countertops and island, a gas fireplace, front and rear upper decks and elevated views across the lake and property. Additional property features include a 24-by-26-foot aluminum two-car barn, two wells, two septic systems, central vacuum systems, propane tankless water heaters, a 10-zone irrigation system, security features and whole-house generator wiring. The property is located outside town limits and has no homeowners association. Call to schedule your opportunity to view this one-of-a-kind estate today!

Facts & features

The home at a glance

6

Bedrooms

5.5

Bathrooms

6,780

Sqft

14.07 ac

Lot size

6

Garage

2007

Year built

Two

Levels

$382

Per sqft

Private poolWaterfrontFireplaceTrees/Woods & Water viewPets allowed

Inside

FlooringCeramic Tile · Marble · Travertine · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionBlock · Concrete · Wood Frame
FoundationSlab
ViewTrees/Woods · Water
FacesSouth
ParkingCircular Driveway · Driveway · Garage Door Opener
ExteriorIrrigation System · Sliding Doors

Community & fees

Taxes (2025)$11,285/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Propane
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$16,050 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,978
PMI (est., until 20% equity)$971
Property tax — 2025 actual bill$940
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $259,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $259,050
Interest rate6.00%
Loan term

Estimated payment

$16,050/mo

Principal & interest$13,978
PMI (est., until 20% equity)$971
Property taxes (actual bill)$940
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NON-SUB

$382 vs $389

Days on market

6 vs 95 typical

Where $382/sqft sits among the 10 homes for sale in NON-SUB

3
4 · this home
2
0
0
1
$116–265$265–415$415–564$564–714$714–863$863+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Interlachen

Get to know Interlachen. See the full Interlachen guide →

INTERLACHEN 32148 — neighborhood snapshot

Population

11,580

Median age

42.9

Median income

$45,320

Median home value

$87,800

Avg household

2.5

Households w/ children

1,389

For the school run

Putnam County School District

HighInterlachen Junior-Senior High School★★★★★
ElementaryOchwilla Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Interlachen market

Seller’s marketLeans buyer — 16.0 months of inventoryBuyer’s market

$145K → $94K

Interlachen median sold, yr/yr

93.7%

Sale-to-list ratio (12 mo)

5 of 10

NON-SUB have cut their price

Median sold price, Interlachen, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21488% above the INTERLACHEN 32148 median. See the full Interlachen market guide →

Paper trail

This home's history

Oct 5, 2026Listed at $2,590,500 · 6 days on market since
2007Built · NON-SUB

Reality check

What actually sold near 130 HARDESTY LAKE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10835 SE HIGHWAY 464CSold · Jan ’26

$1,225,000

10835 SE HIGHWAY 464C · same community

7 bd · 6 ba · 6,044 sqft · $203/sqft · 114 DOM

13100 SE 30TH COURTSold · Jun ’26

$610,000

13100 SE 30TH COURT · same community

6 bd · 3 ba · 2,656 sqft · $230/sqft · 97 DOM

10740 OLD GROVE ROADSold · Dec ’25

$925,000

10740 OLD GROVE ROAD · same community

3 bd · 2.5 ba · 2,548 sqft · $363/sqft · 139 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 130 HARDESTY LAKE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 130 HARDESTY LAKE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

130 HARDESTY LAKE ROAD FAQs

What would the monthly payment be for 130 HARDESTY LAKE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,050/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 130 HARDESTY LAKE ROAD?+

The most recent tax bill on record (2025) was $11,285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 130 HARDESTY LAKE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Interlachen?+

At $2,590,500, this home is listed about 960% above the Interlachen median of $244,450. The market section on this page shows how the area is trending.

Which schools are assigned to 130 HARDESTY LAKE ROAD?+

Interlachen Junior-Senior High School (high), Ochwilla Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,590,500 runs 21488% above the INTERLACHEN 32148 median — but at 6,780 sqft it's also nearly 4 times the size of the typical Interlachen listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 6 days on market in a Interlachen market that averages 95 — if it fits, move quickly.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Angela Rose. MLS #OM732942.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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