7930 MIDWAY DRIVE TERRACE UNIT R102, OCALA, FL, 34472
Active14 days on marketListed Sep 28, 2026MLS #OM732945
About this home
7930 MIDWAY DRIVE TERRACE UNIT R102
Welcome to easy, low-maintenance living in the desirable 55+ community of Derby Downs. Quiet and peaceful neighborhood in a park-like setting located on a dead-end street with a golf course surrounding its perimeters along with lakes and greenways. The neighborhood has lots of shade and beauty from the oak trees. Adorable and immaculate ground floor 2/2 condo. One floor with no neighbors on 3 sides! Spacious living room and separate dining area. Kitchen includes dishwasher and oversized pantry. Large master suite with en-suite and walk-in shower. Inside laundry with newer front loading stackable washer/dryer. Pull down attic stairs with plywood floors for storage. Open patio with beautiful views of the golf course and Florida nature. Great space for grilling/entertaining family and friends. Very well maintained. ROOF- 2021. PAINT- 2021. HVAC- 2025. NEW CARPET in bedrooms. HOA includes ALL EXTERIOR (roof, paint, front door, exterior insurance, lawn care, common area maintenance, trash pickup). Lots of activities nearby at the Silver Springs Community Center with access to pools (heated in winter months), tennis, fitness facilities, and more for a nominal annual fee and multiple golf courses including Silver Spring Shores Golf & County Club & Lake Diamond Golf Club. Convenient location with Walmart, Publix, Aldi and other everyday essentials about 10 minutes away, while the heart of Ocala is roughly 20 minutes away, offering shopping, dining, entertainment, and medical care, including two major hospitals. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
840
Sqft
0.02 ac
Lot size
1987
Year built
One
Levels
$143
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,355 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,355/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.6%
$/sqft vs Ocala actives
$143 vs $181
Days on market
14 vs 74 typical
Where $143/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
221 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7930 MIDWAY DRIVE TERRACE UNIT R102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$120,000
7947 MIDWAY DRIVE TERRACE UNIT I201 · same community
2 bd · 2 ba · 840 sqft · $143/sqft · 50 DOM
Sold · Jan ’26$132,000
7961 MIDWAY DRIVE TERRACE UNIT J102 · same community
2 bd · 2 ba · 840 sqft · $157/sqft · 196 DOM
Sold · Oct ’25$104,000
7874 MIDWAY DRIVE TERRACE UNIT V201 · same community
2 bd · 2 ba · 840 sqft · $124/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7930 MIDWAY DRIVE TERRACE UNIT R102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7930 MIDWAY DRIVE TERRACE UNIT R102 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7930 MIDWAY DRIVE TERRACE UNIT R102 FAQs
What would the monthly payment be for 7930 MIDWAY DRIVE TERRACE UNIT R102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,355/mo — principal and interest, the actual property-tax bill, the $338/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7930 MIDWAY DRIVE TERRACE UNIT R102?+
The association fee works out to $338 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7930 MIDWAY DRIVE TERRACE UNIT R102?+
The most recent tax bill on record (2025) was $1,169. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7930 MIDWAY DRIVE TERRACE UNIT R102?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $120,000, this home is listed about 60% below the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 7930 MIDWAY DRIVE TERRACE UNIT R102?+
Legacy Elementary School (elementary), Lake Weir High School (high), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Jesse Clarkson. MLS #OM732945.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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