Lot 5B E HWY 318, FORT MC COY, FL, 32134
Active12 days on marketListed Sep 28, 2026MLS #OM732983
About this home
Lot 5B E HWY 318
Beautiful 10.96-acre parcel in Fort McCoy offering privacy, space, and frontage along Orange Creek. The property features gently rolling land, mature trees, abundant wildlife, and paved road frontage directly on E Hwy 318. Zoned A-1, this property offers a great setting for a custom home, mini farm, recreational retreat, or agricultural use. Enjoy peaceful country living while still being conveniently located between Ocala and Gainesville. With plenty of room for animals, outdoor activities, and future improvements, this is a great opportunity to own nearly 11 acres in Northeast Marion County. No HOA. Buyer to verify allowable uses, utilities, and development requirements with Marion County.
Facts & features
The home at a glance
10.96 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,426 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,426/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
The numbers that matter
The Fort Mc Coy market
$240K → $120K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 262% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near Lot 5B E HWY 318
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$68,000
23502 NE 110TH COURT
1 bd · 1 ba · 532 sqft · $128/sqft · 9 DOM
Sold · Nov ’25$20,000
11151 NE 235TH STREET
3 bd · 1 ba · 814 sqft · $25/sqft · 26 DOM
Sold · Dec ’25$140,000
23213 NE 111TH COURT
2 bd · 2 ba · 918 sqft · $153/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 5B E HWY 318 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 5B E HWY 318 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Lot 5B E HWY 318 FAQs
What would the monthly payment be for Lot 5B E HWY 318?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,426/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on Lot 5B E HWY 318?+
The most recent tax bill on record (2025) was $80. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Mc Coy?+
At $199,000, this home is listed about 24% above the Fort Mc Coy median of $160,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of CENTRAL CITY REALTY · Carlos De Anda Perez. MLS #OM732983.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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