5126 SW 92ND STREET, OCALA, FL, 34476
Active12 days on marketListed Sep 30, 2026MLS #OM733210
About this home
5126 SW 92ND STREET
Welcome to this beautifully maintained 4-bedroom, 2-bath CB / Stucco home built in 2024, located in the desirable Oaks at Ocala Crossing community. This modern residence offers the perfect blend of comfort, style, and functionality, all within minutes of shopping, dining, and Ocala's best amenities. Step inside to find an inviting open-concept layout featuring a bright kitchen with granite countertops, stainless steel appliances, and crisp white cabinetry. The spacious island with bar seating flows seamlessly into the dining and living areas, creating an ideal space for entertaining or everyday living. The primary suite is a peaceful retreat with a tray ceiling, large windows, and master bathroom complete with a walk-in shower, dual vanities, and dual walk in closets. Three additional bedrooms and an open den provide flexibility for guests, a home office, and hobbies. Outside, enjoy a covered patio and partially fenced backyard, perfect for relaxing or hosting gatherings. With no rear neighbors, you can gaze at the nearby horse farm in quiet solitude. The home's curb appeal shines with its manicured landscaping, welcoming front porch, and two-car garage. Built with quality and care, this home offers modern efficiency, timeless design, and a prime location in one of Ocala's most vibrantly growing areas.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,245
Sqft
0.21 ac
Lot size
2
Garage
2024
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,944 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,944/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.5%
$/sqft vs Ocala actives
$163 vs $180
Days on market
12 vs 73 typical
Where $163/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Oaks At Ocala Crossing
Get to know Ocala. See the full Ocala guide →
The Oaks At Ocala Crossing — neighborhood snapshot
Population
406
Median age
44
Median income
$100,429
Median home value
$285,200
Avg household
3
Households w/ children
64%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
219 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5126 SW 92ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$405,000
3835 SW 104TH STREET
4 bd · 2 ba · 2,251 sqft · $180/sqft · 9 DOM
Sold · Jun ’26$410,000
10411 SW 42ND AVENUE
4 bd · 3.5 ba · 2,230 sqft · $184/sqft · 166 DOM
Sold · Jun ’26$405,999
10160 SW 39TH TERRACE
4 bd · 3.5 ba · 2,230 sqft · $182/sqft · 165 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5126 SW 92ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5126 SW 92ND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5126 SW 92ND STREET FAQs
What would the monthly payment be for 5126 SW 92ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,944/mo — principal and interest, the actual property-tax bill, the $53/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5126 SW 92ND STREET?+
The association fee works out to $53 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5126 SW 92ND STREET?+
The most recent tax bill on record (2025) was $5,047. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5126 SW 92ND STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $365,000, this home is listed about 22% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5126 SW 92ND STREET?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER ELLISON REALTY O · Christopher Swor LLC. MLS #OM733210.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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