12180 NE 238TH TERRACE, SALT SPRINGS, FL, 32134
Active3 days on marketListed Oct 7, 2026MLS #OM733311
About this home
12180 NE 238TH TERRACE
Find your forest retreat in Salt Springs! This 2 bedroom, 2.5 bath double wide sits on 1.5 fenced acres of AG-zoned land, surrounded by mature trees and landscaping for your own oasis in the middle of the Ocala National Forest. Inside, you'll love the spacious living room and kitchen with eat-at bar and newer appliances - perfect for everyday living and entertaining. The bonus room addition gives you even more flexible space for a family room, office, or den. The front screened porch would be the perfect spot for your morning coffee or unwinding with your favorite beverage in the evenings. The property includes a 2-car carport with storage underneath, plus wire perimeter fencing. Roof was re-shingled in 2021. Salt Springs is located in the heart of the Ocala National Forest - minutes to Salt Springs run, Lake George, Juniper Springs, hiking, boating and fishing. If you want space, privacy, and real Florida nature right out your door, this is it! Bring your toys, animals, and gardening ideas!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,432
Sqft
1.5 ac
Lot size
1991
Year built
One
Levels
$116
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,289 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,289/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+87.7%
$/sqft vs NON-SUB
$116 vs $389
Days on market
3 vs 112 typical
Where $116/sqft sits among the 10 homes for sale in NON-SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Salt Springs
Get to know Salt Springs. See the full Salt Springs guide →
SALT SPRINGS 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
The numbers that matter
The Salt Springs market
$174K → $124K
Salt Springs median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
5 of 10
NON-SUB have cut their price
Median sold price, Salt Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 202% above the SALT SPRINGS 32134 median. See the full Salt Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 12180 NE 238TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$539,000
14245 SE 25TH AVENUE · same community
2 bd · 2 ba · 1,430 sqft · $377/sqft · 142 DOM
Sold · Jan ’26$305,000
37429 GRAYS AIRPORT ROAD · same community
3 bd · 2 ba · 1,387 sqft · $220/sqft · 22 DOM
Sold · Nov ’25$268,000
3695 W HORACE ALLEN STREET · same community
2 bd · 2 ba · 1,328 sqft · $202/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 12180 NE 238TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12180 NE 238TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12180 NE 238TH TERRACE FAQs
What would the monthly payment be for 12180 NE 238TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,289/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12180 NE 238TH TERRACE?+
The most recent tax bill on record (2025) was $942. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Salt Springs?+
At $166,000, this home is listed about 13% below the Salt Springs median of $191,500. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of MARY WEEKS REALTY · Mary Weeks. MLS #OM733311.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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