6525 SW 138TH TERRACE, OCALA, FL, 34481
Active9 days on marketListed Oct 2, 2026MLS #OM733316
About this home
6525 SW 138TH TERRACE
Don’t Let the Age of the Home Fool You! This beautifully maintained property offers the space, comfort, and features you’ve been looking for. Featuring 4 bedrooms and 3 bathrooms, including two spacious master suites, this home is designed to accommodate family and guests with ease. Step inside to a bright, open-concept floor plan featuring beautiful quartz countertops and a welcoming layout perfect for everyday living and entertaining. The bathrooms have been beautifully updated, including two walk-in showers that add both style and convenience. Enjoy Florida living at its best from the beautiful rear terrace, an ideal space for relaxing, entertaining friends, and enjoying time with family. Situated on a generous 1.16-acre lot, the property offers plenty of space and privacy. A welcoming entry gate greets you at the front of the property, opening to a long driveway that leads you toward the home. With approximately 1,982 living square feet, this property offers plenty of room to enjoy country-style living. BONUS OPPORTUNITY: The adjacent 1.16-acre lot is also available for sale, offering the possibility to expand your property, create additional privacy, or make an investment for the future. Come see for yourself why you shouldn’t judge this home by its age—the interior and property features are sure to impress!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,982
Sqft
1.16 ac
Lot size
1988
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,281 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,281/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.6%
$/sqft vs Ocala actives
$219 vs $181
Days on market
9 vs 74 typical
Where $219/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
221 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 6525 SW 138TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$515,000
5762 SW 124TH TERRACE ROAD · same community
4 bd · 3 ba · 2,011 sqft · $256/sqft · 61 DOM
Sold · Jul ’26$354,000
13051 SW 52ND LANE ROAD · same community
3 bd · 2 ba · 1,939 sqft · $183/sqft · 5 DOM
Sold · Oct ’25$340,000
12212 SW 54TH LANE ROAD · same community
3 bd · 2 ba · 1,936 sqft · $176/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6525 SW 138TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6525 SW 138TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6525 SW 138TH TERRACE FAQs
What would the monthly payment be for 6525 SW 138TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,281/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6525 SW 138TH TERRACE?+
The most recent tax bill on record (2025) was $4,408. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $435,000, this home is listed about 45% above the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 6525 SW 138TH TERRACE?+
West Port High School (high), Saddlewood Elementary School (elementary), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARION OAKS REALTY & PROPERTY · Ivette Garcia. MLS #OM733316.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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