00 HIGHWAY 315, FORT MC COY, FL, 32134
Active8 days on marketListed Oct 2, 2026MLS #OM733367
About this home
00 HIGHWAY 315
Excellent opportunity to own a commercially zoned vacant lot in Fort McCoy, FL. This property is zoned B3 and is conveniently located near the junction of Highway 315 and Highway 316, providing excellent visibility and accessibility. The property is adjacent to the local fire department, adding to its strategic location within the community. Engineered plans are available showing potential future development for a commercial plaza, offering an opportunity for investors or business owners looking to develop a future income producing property. Seller will consider owner financing, making this a potentially attractive opportunity for qualified buyers. Buyer to independently verify zoning, permitted uses, dimensions, utilities, access, and development requirements with the appropriate governmental authorities.
Facts & features
The home at a glance
1.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,619 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,619/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
The numbers that matter
The Fort Mc Coy market
$240K → $120K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 309% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 00 HIGHWAY 315
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$35,000
15960 NE 231ST STREET
2 bd · 2 ba · 960 sqft · $36/sqft · 95 DOM
Sold · Jan ’26$148,000
14684 NE 204TH PLACE
2 bd · 2 ba · 1,262 sqft · $117/sqft · 16 DOM
Sold · Dec ’25$35,000
15990 NE 231ST STREET
3 bd · 2 ba · 1,296 sqft · $27/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 00 HIGHWAY 315 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 00 HIGHWAY 315 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
00 HIGHWAY 315 FAQs
What would the monthly payment be for 00 HIGHWAY 315?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,619/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 00 HIGHWAY 315?+
The most recent tax bill on record (2025) was $431. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Mc Coy?+
At $224,900, this home is listed about 41% above the Fort Mc Coy median of $160,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of STRATEGIC REALTY · William Archibald. MLS #OM733367.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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