CENTURY 21 Edge
$575,0004 bd3 ba3,563 sqft$161 /sqft≈$3,936 /mo all-in ↓

8628 N IBERIAN DRIVE, CITRUS SPRINGS, FL, 34433

Active6 days on marketListed Oct 6, 2026MLS #OM733465

Private poolSingle Family ResidenceCITRUS SPRINGS

About this home

8628 N IBERIAN DRIVE

Discover this beautiful single-family remodeled home nestled in the peaceful community of Citrus Springs! This well-maintained property offers the perfect blend of comfort, space, and Florida charm — whether you’re a first-time homebuyer, snowbird, or looking for a great investment. This beautiful pool home in Citrus Springs was remodeled in 2021 and includes granite countertops in kitchen, quartz in the bathroom and laundry room with new utility sink, LVP floors, baseboards throughout, completely painted inside and outside, light fixtures inside and outside, blinds, painted garage floor, door handles on all doors. 2022 roof. 2023 hot water heater. 2024 kitchen appliances, wood/wire fenced backyard and new double front door. 2024 saltwater pool with sun shelf. 2025 Custom built entertainment center with mantle, electric fireplace and shelves. Sprinkler system front and backyard. Updated ADT alarm system. This home has a bright, open-concept living and dining area with vaulted ceilings, The spacious 4-bedroom, 3-bathroom split floor plan provides extra privacy for the primary suite with walk-in closet and private ensuite bathroom. Minutes to Citrus Springs Golf & Country Club. Easy access to shopping, dining, and medical facilities in Dunnellon, Lecanto and Crystal River. Close to Rainbow Springs State Park and the crystal-clear Rainbow River and a short drive to the Gulf of America for swimming, boating and fishing adventures. Whether you're settling down or starting new this is the perfect place to call home. No HOA fees! Schedule your showing today and make your Florida dream a reality!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,563

Sqft

0.5 ac

Lot size

3

Garage

2007

Year built

One

Levels

$161

Per sqft

Private poolFireplacePets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesConvection Oven · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorIrrigation System · Lighting · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,488/yr
PetsYes
CommunityClubhouse · Golf · Park · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Public · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,936 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$457
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$3,936/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$457
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $575K
$552KedgeAI estimate $705,522 · range $635K–$776K$807K

vs edgeAI estimate

−18.5%

$/sqft vs CITRUS SPRINGS

$161 vs $163

Days on market

6 vs 99 typical

Where $161/sqft sits among the 27 homes for sale in CITRUS SPRINGS

14 · this home
7
0
3
1
2
$153–163$163–174$174–184$184–194$194–205$205+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Citrus Springs

Get to know Citrus Springs. See the full Citrus Springs guide →

CITRUS SPRINGS 34433 — neighborhood snapshot

Population

8,218

Median age

45.8

Median income

$70,024

Median home value

$217,100

Avg household

2.63

Households w/ children

696

For the school run

Citrus County School District

ElementaryCentral Ridge Elementary School★★★★★
MiddleCitrus Springs Middle School★★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Citrus Springs market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$269K → $263K

Citrus Springs median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

11 of 27

CITRUS SPRINGS have cut their price

Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1817% above the CITRUS SPRINGS 34433 median. See the full Citrus Springs market guide →

Paper trail

This home's history

Oct 6, 2026Listed at $575,000 · 6 days on market since
2007Built · CITRUS SPRINGS

Reality check

What actually sold near 8628 N IBERIAN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8330 N CREEK WAYSold · Dec ’25

$400,000

8330 N CREEK WAY · same community

5 bd · 3 ba · 2,674 sqft · $150/sqft · 13 DOM

9879 N CITRUS SPRINGS BOULEVARDSold · Apr ’26

$290,000

9879 N CITRUS SPRINGS BOULEVARD · same community

3 bd · 2 ba · 1,984 sqft · $146/sqft · 31 DOM

8402 N BOLDER DRIVESold · Jun ’26

$288,000

8402 N BOLDER DRIVE · same community

4 bd · 2 ba · 1,895 sqft · $152/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8628 N IBERIAN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8628 N IBERIAN DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8628 N IBERIAN DRIVE FAQs

What would the monthly payment be for 8628 N IBERIAN DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,936/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8628 N IBERIAN DRIVE?+

The most recent tax bill on record (2025) was $5,488. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8628 N IBERIAN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Citrus Springs?+

At $575,000, this home is listed about 107% above the Citrus Springs median of $277,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8628 N IBERIAN DRIVE?+

Central Ridge Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$575,000 runs 1817% above the CITRUS SPRINGS 34433 median — but at 3,563 sqft it's also nearly twice the size of the typical Citrus Springs listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 6 days on market in a Citrus Springs market that averages 99 — if it fits, move quickly.

Listing courtesy of SELLSTATE NEXT GENERATION-DUNN · Kathleen Goodloe. MLS #OM733465.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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