CENTURY 21 Edge
$366,6632 bd2 ba1,701 sqft$216 /sqft≈$2,970 /mo all-in ↓

6382 SW 97TH TERRACE ROAD, OCALA, FL, 34481

Active6 days on marketListed Oct 6, 2026MLS #OM733468

Single Family ResidenceSTONE CREEK

About this home

6382 SW 97TH TERRACE ROAD

Welcome to this beautifully upgraded Abbeyville model in the highly sought-after Del Webb Stone Creek, offering a thoughtfully designed floor plan, versatile flex room, stylish finishes, and inviting indoor-outdoor living. Just a three-minute golf cart ride to the community amenities and entrance, this home offers a convenient location while still providing wonderful backyard privacy. From the moment you arrive, the home makes a great first impression with its upgraded exterior elevation and custom landscaping accented by concrete curbing. Mature landscaping has been thoughtfully designed to enhance the home's curb appeal while creating additional privacy around the property. Step inside to a bright and welcoming interior featuring tile flooring throughout all common and wet areas, creating a seamless flow that is both attractive and easy to maintain. Cheyenne-style interior doors add architectural character throughout the home, while ceiling fans provide added comfort. The versatile flex room provides valuable additional living space that can easily be customized to fit your lifestyle. Whether used as a home office, den, hobby room, reading retreat, or additional sitting area, this flexible space adds even more functionality to the home's floor plan. At the heart of the home is the beautifully appointed gourmet kitchen, designed for both everyday living and entertaining. The kitchen features honed granite countertops, built-in stainless steel appliances, abundant cabinetry, and generous workspace, all opening naturally to the main living and dining areas. The spacious primary suite provides a comfortable private retreat. The primary bathroom features honed granite countertops and a tiled walk-in shower with a glass enclosure, creating a clean and polished space. Guest accommodations are equally inviting, with the guest bathroom featuring honed granite countertops and a tiled shower—an attractive and upgraded space for visiting family and friends. Even the laundry and storage areas have been thoughtfully designed for functionality. The laundry room includes additional cabinetry and a utility sink, while a large walk-in storage area provides valuable extra space for keeping everything organized. Continue through the main living area to the screened-in lanai, an ideal spot for enjoying Florida's beautiful weather while relaxing or entertaining. Just beyond the lanai, a paver patio expands the outdoor living space and provides another wonderful area for grilling, gathering with friends, or simply unwinding outdoors. One of the highlights of the backyard is the mature landscaping that creates exceptional privacy without the added expense of a premium lot. Enjoy your outdoor space surrounded by greenery and privacy while still being just minutes by golf cart from everything Stone Creek has to offer. Del Webb Stone Creek offers an exceptional 55+ lifestyle with resort-style amenities, including indoor and outdoor pools, fitness facilities, pickleball, tennis, bocce, softball, walking and biking opportunities, numerous clubs and social activities, and much more. With its upgraded elevation, flex room, gourmet kitchen, honed granite countertops, tile flooring, Cheyenne-style doors, upgraded bathrooms, custom privacy landscaping, screened lanai, paver patio, and convenient location near the amenities, this Abbeyville offers an exceptional combination of comfort, privacy, convenience, and the active Florida lifestyle Stone Creek is known for.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,701

Sqft

0.14 ac

Lot size

2

Garage

2019

Year built

One

Levels

$216

Per sqft

Park/Greenbelt view55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Cooktop · Electric Water Heater · Microwave · Range Hood · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewPark/Greenbelt
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$265/mo
Taxes (2025)$2,697/yr
PetsYes
CommunityLake · Association Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Fiber Optics · Sewer Available · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,970 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,159
FHA mortgage insurance (est.)$162
Property tax — 2025 actual bill$225
HOA fee — from the listing$265
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,833Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,833
Interest rate6.00%
Loan term

Estimated payment

$2,970/mo

Principal & interest$2,159
FHA mortgage insurance (est.)$162
Property taxes (actual bill)$225
HOA / condo fee$265
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $367K
$264KedgeAI estimate $305,928 · range $275K–$337K$381K

vs edgeAI estimate

+19.9%

$/sqft vs STONE CREEK

$216 vs $217

Days on market

6 vs 74 typical

Where $216/sqft sits among the 33 homes for sale in STONE CREEK

4
5
9 · this home
8
3
4
$162–181$181–200$200–218$218–237$237–256$256+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Get to know Ocala. See the full Ocala guide →

OCALA 34481 — neighborhood snapshot

Population

25,668

Median age

68.5

Median income

$54,639

Median home value

$213,000

Avg household

1.9

Households w/ children

978

For the school run

Marion County School District

HighWest Port High School★★★★★
ElementarySaddlewood Elementary School★★★★★
MiddleLiberty Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$285K → $284K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

14 of 33

STONE CREEK have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 55% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

Oct 6, 2026Listed at $366,663 · 6 days on market since
2019Built · STONE CREEK

Reality check

What actually sold near 6382 SW 97TH TERRACE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8491 SW 52ND LANE ROADSold · Jun ’26

$325,000

8491 SW 52ND LANE ROAD · same community

3 bd · 2 ba · 1,697 sqft · $192/sqft · 416 DOM

9582 SW 70TH LOOPSold · Mar ’26

$199,531

9582 SW 70TH LOOP · same community

2 bd · 2 ba · 1,696 sqft · $118/sqft · 163 DOM

9350 SW 54TH STREETSold · Feb ’26

$325,000

9350 SW 54TH STREET · same community

3 bd · 2 ba · 1,695 sqft · $192/sqft · 90 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6382 SW 97TH TERRACE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6382 SW 97TH TERRACE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6382 SW 97TH TERRACE ROAD FAQs

What would the monthly payment be for 6382 SW 97TH TERRACE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,970/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6382 SW 97TH TERRACE ROAD?+

The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6382 SW 97TH TERRACE ROAD?+

The most recent tax bill on record (2025) was $2,697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6382 SW 97TH TERRACE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $366,663, this home is listed about 23% above the Ocala median of $299,180. The market section on this page shows how the area is trending.

Which schools are assigned to 6382 SW 97TH TERRACE ROAD?+

West Port High School (high), Saddlewood Elementary School (elementary), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$366,663 runs 55% above the OCALA 34481 median.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 6 days on market in a Ocala market that averages 74 — if it fits, move quickly.

Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Deborah Sumey. MLS #OM733468.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Ocala homes, in your inbox

Like 6382 SW 97TH TERRACE ROAD but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Anthony to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 11, 2026 at 2:52 AM UTC. The listing information on this page last changed on October 11, 2026 at 2:52 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 11, 2026 at 2:52 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 11, 2026 at 2:52 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.