
6382 SW 97TH TERRACE ROAD, OCALA, FL, 34481
Active6 days on marketListed Oct 6, 2026MLS #OM733468
About this home
6382 SW 97TH TERRACE ROAD
Welcome to this beautifully upgraded Abbeyville model in the highly sought-after Del Webb Stone Creek, offering a thoughtfully designed floor plan, versatile flex room, stylish finishes, and inviting indoor-outdoor living. Just a three-minute golf cart ride to the community amenities and entrance, this home offers a convenient location while still providing wonderful backyard privacy. From the moment you arrive, the home makes a great first impression with its upgraded exterior elevation and custom landscaping accented by concrete curbing. Mature landscaping has been thoughtfully designed to enhance the home's curb appeal while creating additional privacy around the property. Step inside to a bright and welcoming interior featuring tile flooring throughout all common and wet areas, creating a seamless flow that is both attractive and easy to maintain. Cheyenne-style interior doors add architectural character throughout the home, while ceiling fans provide added comfort. The versatile flex room provides valuable additional living space that can easily be customized to fit your lifestyle. Whether used as a home office, den, hobby room, reading retreat, or additional sitting area, this flexible space adds even more functionality to the home's floor plan. At the heart of the home is the beautifully appointed gourmet kitchen, designed for both everyday living and entertaining. The kitchen features honed granite countertops, built-in stainless steel appliances, abundant cabinetry, and generous workspace, all opening naturally to the main living and dining areas. The spacious primary suite provides a comfortable private retreat. The primary bathroom features honed granite countertops and a tiled walk-in shower with a glass enclosure, creating a clean and polished space. Guest accommodations are equally inviting, with the guest bathroom featuring honed granite countertops and a tiled shower—an attractive and upgraded space for visiting family and friends. Even the laundry and storage areas have been thoughtfully designed for functionality. The laundry room includes additional cabinetry and a utility sink, while a large walk-in storage area provides valuable extra space for keeping everything organized. Continue through the main living area to the screened-in lanai, an ideal spot for enjoying Florida's beautiful weather while relaxing or entertaining. Just beyond the lanai, a paver patio expands the outdoor living space and provides another wonderful area for grilling, gathering with friends, or simply unwinding outdoors. One of the highlights of the backyard is the mature landscaping that creates exceptional privacy without the added expense of a premium lot. Enjoy your outdoor space surrounded by greenery and privacy while still being just minutes by golf cart from everything Stone Creek has to offer. Del Webb Stone Creek offers an exceptional 55+ lifestyle with resort-style amenities, including indoor and outdoor pools, fitness facilities, pickleball, tennis, bocce, softball, walking and biking opportunities, numerous clubs and social activities, and much more. With its upgraded elevation, flex room, gourmet kitchen, honed granite countertops, tile flooring, Cheyenne-style doors, upgraded bathrooms, custom privacy landscaping, screened lanai, paver patio, and convenient location near the amenities, this Abbeyville offers an exceptional combination of comfort, privacy, convenience, and the active Florida lifestyle Stone Creek is known for.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,701
Sqft
0.14 ac
Lot size
2
Garage
2019
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,970 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,970/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.9%
$/sqft vs STONE CREEK
$216 vs $217
Days on market
6 vs 74 typical
Where $216/sqft sits among the 33 homes for sale in STONE CREEK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
14 of 33
STONE CREEK have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 6382 SW 97TH TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$325,000
8491 SW 52ND LANE ROAD · same community
3 bd · 2 ba · 1,697 sqft · $192/sqft · 416 DOM
Sold · Mar ’26$199,531
9582 SW 70TH LOOP · same community
2 bd · 2 ba · 1,696 sqft · $118/sqft · 163 DOM
Sold · Feb ’26$325,000
9350 SW 54TH STREET · same community
3 bd · 2 ba · 1,695 sqft · $192/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6382 SW 97TH TERRACE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6382 SW 97TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6382 SW 97TH TERRACE ROAD FAQs
What would the monthly payment be for 6382 SW 97TH TERRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,970/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6382 SW 97TH TERRACE ROAD?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6382 SW 97TH TERRACE ROAD?+
The most recent tax bill on record (2025) was $2,697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6382 SW 97TH TERRACE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $366,663, this home is listed about 23% above the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 6382 SW 97TH TERRACE ROAD?+
West Port High School (high), Saddlewood Elementary School (elementary), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$366,663 runs 55% above the OCALA 34481 median.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Ocala market that averages 74 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Deborah Sumey. MLS #OM733468.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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