54 HEMLOCK TRAIL, OCALA, FL, 34472
Active6 days on marketListed Oct 6, 2026MLS #OM733562
About this home
54 HEMLOCK TRAIL
This exceptional, non-smoking home features four bedrooms and two bathrooms in a growing, sought-after location. The open-concept kitchen includes quartz countertops, a center island, and a large pantry. It overlooks the spacious family room and is complemented by a formal dining room and separate living room—ideal for entertaining. The primary suite offers an oversized bedroom, an ensuite bathroom with dual sinks, a separate shower and soaking tub, and a large walk-in closet. Additional features include tile flooring throughout, fresh paint, ceiling fans, an interior laundry room, and a fenced yard. Enjoy convenient access to restaurants, shopping, golf, biking and hiking trails, and more. Renter’s insurance is required. First month’s rent and a security deposit are due at move-in. The security deposit is refundable, subject to the final inspection and the return of all keys and garage door openers. A cleaning fee may be charged if the home is left in unsatisfactory condition. All applicants must consent to a credit and background check. Absolutely no smoking.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,245
Sqft
0.23 ac
Lot size
2004
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$1 vs $180
Days on market
6 vs 73 typical
Where $1/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
219 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 54 HEMLOCK TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$225,000
49 HEMLOCK TRACE · same community
3 bd · 2 ba · 2,020 sqft · $111/sqft · 74 DOM
Sold · Apr ’26$295,000
14 BAHIA TRACE LOOP · same community
3 bd · 2 ba · 1,919 sqft · $154/sqft · 88 DOM
Sold · Aug ’26$305,000
7005 HEMLOCK COURSE · same community
4 bd · 2 ba · 1,617 sqft · $189/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 54 HEMLOCK TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 54 HEMLOCK TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
54 HEMLOCK TRAIL FAQs
What would the monthly payment be for 54 HEMLOCK TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 54 HEMLOCK TRAIL?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $1,975, this home is listed about 99% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 54 HEMLOCK TRAIL?+
Legacy Elementary School (elementary), Lake Weir High School (high), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Sandra Giraldo. MLS #OM733562.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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