24970 NE 130TH LANE, SALT SPRINGS, FL, 32134
Active3 days on marketListed Oct 7, 2026MLS #OM733615
About this home
24970 NE 130TH LANE
Enjoy a relaxed Salt Springs setting. Set on approximately 0.58 acres in the Lake Kerr area, this single-story home offers a peaceful base for enjoying Florida’s outdoor lifestyle, with reported water access and water views. The property also features a spacious yard and additional parking and storage options. A great opportunity for buyers seeking room to spread out in a laid-back North Florida community. Close to Salt Springs Salt Springs state park, Lake George, Silver Glenn, and the Ocala National Forest.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,148
Sqft
0.58 ac
Lot size
1959
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,541 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,541/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs Salt Springs actives
$173 vs $208
Days on market
3 vs 129 typical
Where $173/sqft sits among the 16 Salt Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Salt Springs
Get to know Salt Springs. See the full Salt Springs guide →
SALT SPRINGS 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
The numbers that matter
The Salt Springs market
$174K → $124K
Salt Springs median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
8 of 16
Salt Springs actives have cut their price
Median sold price, Salt Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 262% above the SALT SPRINGS 32134 median. See the full Salt Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 24970 NE 130TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$75,000
13030 NE 249 COURT · same community
3 bd · 1.5 ba · 1,152 sqft · $65/sqft · 27 DOM
Sold · Aug ’26$87,500
24971 NE 135TH STREET · same community
2 bd · 2 ba · 1,056 sqft · $83/sqft · 180 DOM
Sold · Apr ’26$131,000
13711 NE 247TH COURT · same community
3 bd · 2 ba · 1,296 sqft · $101/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 24970 NE 130TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24970 NE 130TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
24970 NE 130TH LANE FAQs
What would the monthly payment be for 24970 NE 130TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,541/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 24970 NE 130TH LANE?+
The most recent tax bill on record (2025) was $1,456. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Salt Springs?+
At $199,000, this home is listed about 8% above the Salt Springs median of $185,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of BRICKS & MORTAR REAL ESTATE · Colby Morrison. MLS #OM733615.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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