13553 SE 39TH TERRACE, SUMMERFIELD, FL, 34491
Active4 days on marketListed Oct 7, 2026MLS #OM733648
About this home
13553 SE 39TH TERRACE
Step inside and discover the perfect blend of modern style, comfort, and thoughtful updates on this renovated 3-bedroom, 2-bathroom residence with a 2-car garage, located in the desirable Summerfield community! Featuring updates that is not the ordinary, a bright and airy atmosphere, and versatile living space, this home is move-in ready and waiting for its new owner. As you step inside, you'll immediately appreciate the light-filled interior, neutral wall colors, and beautiful luxury vinyl plank (LVP) flooring that flows throughout the home. New adjustable and dimmer recessed lighting adds a modern touch and enhances the inviting ambiance. The updated kitchen is a standout feature, offering stainless steel appliances, quartz countertops, abundant soft close cabinetry, pull-out spice drawers, two convenient Lazy Susan organizers and pull-out garbage cabinet. Whether preparing everyday meals or entertaining guests, this kitchen combines style and functionality. The spacious primary suite features an updated en-suite bathroom with a sliding barn-style glass door, a modern shower with a built-in shampoo niche, and a beautiful skylight that brings in natural light. The two additional bedrooms are nicely sized and offer flexibility for family and guests, secondary bathroom offers modern updates as well and skylight. Addition to the home is an under air expansive additional enclosed room that offer flexibility for family or a home office, hobby space, or relaxation area to suit your lifestyle Major improvements provide added peace of mind, including a 2024 HVAC system with UV technology which offers a clean air filtration system, a roof installed in 2025, and a new water heater and whole house copper plumbing. The beautifully landscaped yard adds curb appeal and completes this inviting property. No details on this home was overlooked.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,576
Sqft
0.3 ac
Lot size
1991
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,083 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,083/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.9%
$/sqft vs BELLEVIEW HEIGHTS ESTATE
$183 vs $186
Days on market
4 vs 75 typical
Where $183/sqft sits among the 45 homes for sale in BELLEVIEW HEIGHTS ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
21 of 45
BELLEVIEW HEIGHTS ESTATE have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 13553 SE 39TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$285,000
3696 SE 139TH LANE · same community
3 bd · 2.5 ba · 1,590 sqft · $179/sqft · 52 DOM
Sold · Aug ’26$170,000
4657 SE 136TH STREET · same community
3 bd · 2 ba · 1,553 sqft · $109/sqft · 14 DOM
Sold · Oct ’25$297,000
14660 SE 33RD TERRACE · same community
3 bd · 2 ba · 1,534 sqft · $194/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13553 SE 39TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13553 SE 39TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13553 SE 39TH TERRACE FAQs
What would the monthly payment be for 13553 SE 39TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,083/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13553 SE 39TH TERRACE?+
The most recent tax bill on record (2025) was $1,123. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $289,000, this home is priced right at the Summerfield median.
Which schools are assigned to 13553 SE 39TH TERRACE?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY 40 · Jennifer Ramotar. MLS #OM733648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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